BHV Financial Services Ltd

Reference number: 988191

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

TMG Direct Limited Reference number: 786245 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • BHV Financial Services Ltd (FRN 988191) is an AR of TMG Direct Limited (FRN 786245). When you use BHV Financial Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from BHV Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When bhvfinance.co.uk first appeared online, and whether it can receive email
  • What kind of line 07538 863347 is
  • Who else gives the postcode BR2 8GP
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • BHV Finance Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through TMG Direct Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

BHV Financial Services’s history from the FCA register and Companies House, newest first.

2023

21 February 2023

  • Began trading as "BHV Finance"

FCA register

2022

2 December 2022

  • Became an appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms connected to BHV Financial Services

Other FCA-listed firms that share a director, phone number or address with BHV Financial Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like BHV Financial Services

Other firms of the same type (mortgage adviser or broker), nearest first.

In the Bromley (BR) postcode area

Andrew SmithBromleyAppointed representativeBray Financial LtdBromleyAppointed representativeClock House Mortgages LimitedBeckenhamAppointed representativeEden House Mortgages LtdBeckenhamAppointed representativeErcan CosarAppointed representativeExemplar Financial Services LimitedSwanleyAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on BHV Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 2 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is BHV Financial Services Ltd FCA authorised?
BHV Financial Services Ltd (FRN 988191) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for BHV Financial Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. BHV Financial Services Ltd (FRN 988191) is an AR of TMG Direct Limited (FRN 786245). When you use BHV Financial Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from BHV Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is BHV Financial Services’ phone number and website?
The FCA register lists the phone number 07538 863347 and the website bhvfinance.co.uk for BHV Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is BHV Financial Services a scam or clone?
BHV Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with BHV Financial Services?
Protection works through TMG Direct Limited, the principal firm responsible for BHV Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does BHV Financial Services use any other names?
It trades as BHV Finance.

Sources and links

The full report on BHV Financial Services Ltd

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