Exemplar Financial Services Limited

Reference number: 996585

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Exemplar Financial Services Limited (FRN 996585) is an AR of International Property Finance Limited (FRN 915694). When you use Exemplar Financial Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Exemplar Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When exemplarfs.co.uk first appeared online, and whether it can receive email
  • What kind of line 07718 836034 is
  • Who else gives the postcode BR8 8DT
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through International Property Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
16 February 2021 (5 years old)
Registered office
Office 2, Tweed House, Park Lane, Swanley, BR8 8DT, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Iain Swatton Director Aug 1965 16 Feb 2021 4 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
2
is FCA-registered
1

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
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Filed accounts and finances

Year to 28 February 2025Micro-entity accountsNot audited

Net assets

£71

Down £248 from £319

Employees (average)

1

Same as 1

Owed within a year

£2,108

−63% from £5,669

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2022 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13203768. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Exemplar Financial Services’s history from the FCA register and Companies House, newest first.

2026

19 March 2026

  • Louise Kathleen Swatton stopped being a part-owner

Companies House

2023

18 May 2023

  • Became an appointed representative

FCA register

2021

22 February 2021

  • Louise Kathleen Swatton became a part-owner (25–50% of shares)

Companies House

16 February 2021

  • Incorporated at Companies House
  • Iain Swatton took control (75–100% of shares)
  • Iain Swatton appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Exemplar Financial Services

Other FCA-listed firms that share a director, phone number or address with Exemplar Financial Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share a director
1
share its postcode
1

In the full report: all 2 connected firms, named

  • How each is linked: shared directors (1), the same postcode (1)
  • Who links each one: the named directors, with dates
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Firms like Exemplar Financial Services

Other firms of the same type (mortgage adviser or broker), nearest first.

In Swanley

In the Bromley (BR) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Exemplar Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 6 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Exemplar Financial Services Limited FCA authorised?
Exemplar Financial Services Limited (FRN 996585) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Exemplar Financial Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Exemplar Financial Services Limited (FRN 996585) is an AR of International Property Finance Limited (FRN 915694). When you use Exemplar Financial Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Exemplar Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Exemplar Financial Services’ phone number and website?
The FCA register lists the phone number 07718 836034 and the website exemplarfs.co.uk for Exemplar Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is Exemplar Financial Services a scam or clone?
Exemplar Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Exemplar Financial Services?
Protection works through International Property Finance Limited, the principal firm responsible for Exemplar Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Exemplar Financial Services?
Companies House lists one person with significant control of Exemplar Financial Services: Mr Iain Swatton (75–100% of shares). Before that, it was controlled by Mrs Louise Kathleen Swatton.
Who runs Exemplar Financial Services?
Companies House lists one director of Exemplar Financial Services: Iain Swatton.
How long has Exemplar Financial Services been in business?
The company was formed on 16 February 2021.
What do Exemplar Financial Services’ latest accounts show?
Its latest accounts, to 28 February 2025, show net assets of £71 (down £248 from £319).

Sources and links

The full report on Exemplar Financial Services Limited

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