Bike2Work Scheme Limited

Reference number: 844234

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When bike2workscheme.co.uk first appeared online, and whether it can receive email
  • What kind of line 07837 491277 is, and the 2 other firms that give it
  • Who else gives the postcode L2 2SB
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FCA permissions and consumer protection

  • Lend or arrange credit · Hire out goods to consumers No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
  • Entering into Regulated Consumer Hire Agreements as owner
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
30 November 2012 (13 years old)
Registered office
116 Duke Street, Liverpool, Merseyside, L1 5JW
Nature of business
  • Other retail sale of new goods in specialised stores (not commercial art galleries and opticians) (SIC 47789)

Directors and company secretaries

Name Role Born Appointed Other companies
Benjamin Hatton Director Nov 1975 11 Dec 2020 13 other companies
Aimee Radcliffe Director Jul 1994 11 Dec 2020 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
14
closed down
4
are FCA-registered
3

In the full report: all 14 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 3 on the FCA register
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2024Small company accountsNot audited

Total equity

£174k

No earlier figure to compare

Cash at bank

£2,198

−24% from £2,894

Employees (average)

5

−29% from 7

Owed within a year

£1.93m

+20% from £1.61m

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2019 to 2024
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08313992. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Bike2Work Scheme’s history from the FCA register and Companies House, newest first.

2023

25 July 2023

  • B2w Group Limited took control (75–100% of shares)
  • Bike2work Exclusive Limited gave up control

Companies House

2021

25 February 2021

  • Belter Digital Limited stopped being a part-owner
  • Benjamin Hatton stopped being a part-owner
  • Bike2work Exclusive Limited took control (75–100% of shares)

Companies House

24 February 2021

  • Benjamin Hatton became a part-owner (25–50% of shares)
  • Derek Anthony Hatton stopped being a part-owner

Companies House

2020

11 December 2020

  • Board replaced: its only director left and 2 new directors took over

Companies House

2019

27 November 2019

  • Belter Digital Limited became a part-owner (25–50% of shares)
  • Sgm Financial Solutions Limited stopped being a part-owner

Companies House

22 July 2019

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2016

6 April 2016

  • Derek Anthony Hatton became a part-owner (25–50% of shares)
  • Sgm Financial Solutions Limited became a part-owner (25–50% of shares)

Companies House

2012

30 November 2012

  • Incorporated at Companies House

Companies House

In the full report: all 21 events

  • All 21 events in its history (15 shown here)
  • Every director appointment and resignation: 4
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Firms connected to Bike2Work Scheme

Other FCA-listed firms that share a director, phone number or address with Bike2Work Scheme. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share a director
3
share its phone number
2

In the full report: all 3 connected firms, named

  • How each is linked: shared directors (3), the same phone number (2), the same postcode (1)
  • Who links each one: the named directors, with dates
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Firms like Bike2Work Scheme

Other firms of the same type (lender), nearest first.

In Liverpool

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Bike2Work Scheme

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 14 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 21 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Bike2Work Scheme Limited FCA authorised?
Yes, Bike2Work Scheme Limited (FRN 844234) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2019 and works as a lender. The FCA has placed no limits on its permissions.
What is Bike2Work Scheme’s phone number and website?
The FCA register lists the phone number 07837 491277 and the website bike2workscheme.co.uk for Bike2Work Scheme. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 2 other FCA firms.
Is Bike2Work Scheme a scam or clone?
Bike2Work Scheme is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Bike2Work Scheme?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Bike2Work Scheme handles your money, so check the specific product before you commit. You can also refer complaints about Bike2Work Scheme to the Financial Ombudsman Service, free of charge.
Who owns Bike2Work Scheme?
Bike2Work Scheme is owned by B2w Group Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 25 July 2023. Before that, it was controlled by Sgm Financial Solutions Limited, Bike2work Exclusive Limited and Mr Benjamin Hatton.
Who runs Bike2Work Scheme?
Companies House lists 2 directors of Bike2Work Scheme: Benjamin Hatton and Aimee Radcliffe.
How long has Bike2Work Scheme been in business?
The company was formed on 30 November 2012, and has held its current FCA authorisation since July 2019.
What do Bike2Work Scheme’s latest accounts show?
Its latest accounts, to 31 December 2024, show total equity of £174k (no earlier figure to compare) and cash at bank of £2,198 (−24% from £2,894).

Sources and links

The full report on Bike2Work Scheme Limited

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