Bishop Mortgages Limited

Reference number: 411958

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Bishop Mortgages Limited (FRN 411958) is an AR of Mortgage Advice Bureau Limited (FRN 455545). When you use Bishop Mortgages's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Bishop Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When bishopmortgages.co.uk first appeared online, and whether it can receive email
  • What kind of line 01246 862911 is
  • Who else gives the postcode S45 9JE
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Other names (6)

If you were contacted under any of these names, it is this firm.

  • Bishop & Co Former name: A name it was registered under before.
  • Bishop & Co Mortgage Services Former name: A name it was registered under before.
  • Bishop & Co Mortgage Services Limited Former name: A name it was registered under before.
  • Bishop & Co Financial Services Former trading name: A name it used to trade under.
  • Paul Bean Former trading name: A name it used to trade under.
  • Village Estates Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Mortgage Advice Bureau Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
5 June 2013 (13 years old)
Registered office
21a Market Street, Clay Cross, Chesterfield, Derbyshire, S45 9JE, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Julie Susan Davies-Bowler Director Mar 1976 12 Mar 2021 None
Stacey John Davies-Bowler Director Mar 1972 12 Mar 2021 3 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
1
still active
2

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 6 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 May 2026Full accountsNot audited

Net assets

£59.9k

+1.7% from £58.9k

Cash at bank

£26.9k

+58% from £17.0k

Owed within a year

£6,827

+71% from £3,999

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 08557683. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Bishop Mortgages’s history from the FCA register and Companies House, newest first.

2026

20 May 2026

  • Changed its registered name from "Bishop & Co Mortgage Services Limited"

FCA register

2021

12 March 2021

  • Board replaced: both directors left and 2 new directors took over
  • Julie Susan Davies-Bowler became a part-owner (25–50% of shares)
  • Mandy Jane Orton stopped being a part-owner
  • Paul Bean stopped being a part-owner
  • Stacey John Davies-Bowler became a part-owner (25–50% of shares)

Companies House

2017

13 January 2017

  • Mandy Jane Orton became a part-owner (25–50% of shares)
  • Paul Bean became a part-owner (25–50% of shares)

Companies House

2013

28 October 2013

  • Changed its registered name from "Bishop & Co Mortgage Services"

FCA register

5 June 2013

  • Incorporated at Companies House

Companies House

2004

31 October 2004

  • Changed its registered name from "Bishop & Co"
  • Became an appointed representative

FCA register

In the full report: all 30 events

  • All 30 events in its history (12 shown here)
  • Every director appointment and resignation: 10
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Firms connected to Bishop Mortgages

Other FCA-listed firms that share a director, phone number or address with Bishop Mortgages. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Bishop Mortgages

Other firms of the same type (mortgage adviser or broker), nearest first.

In Chesterfield

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Bishop Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 30 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Bishop Mortgages Limited FCA authorised?
Bishop Mortgages Limited (FRN 411958) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Bishop Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Bishop Mortgages Limited (FRN 411958) is an AR of Mortgage Advice Bureau Limited (FRN 455545). When you use Bishop Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Bishop Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Bishop Mortgages’ phone number and website?
The FCA register lists the phone number 01246 862911 and the website bishopmortgages.co.uk for Bishop Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is Bishop Mortgages a scam or clone?
Bishop Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Bishop Mortgages?
Protection works through Mortgage Advice Bureau Limited, the principal firm responsible for Bishop Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Bishop Mortgages?
Companies House lists 2 people with significant control of Bishop Mortgages: Mrs Julie Susan Davies-Bowler (25–50% of shares) and Mr Stacey John Davies-Bowler (25–50% of shares). Before that, it was controlled by Mr Paul Bean and Miss Mandy Jane Orton.
Who runs Bishop Mortgages?
Companies House lists 2 directors of Bishop Mortgages: Julie Susan Davies-Bowler and Stacey John Davies-Bowler.
How long has Bishop Mortgages been in business?
The company was formed on 5 June 2013.
What do Bishop Mortgages’ latest accounts show?
Its latest accounts, to 31 May 2026, show net assets of £59.9k (+1.7% from £58.9k) and cash at bank of £26.9k (+58% from £17.0k).
Does Bishop Mortgages use any other names?
It has previously used 6 other names, including Bishop & Co, Bishop & Co Mortgage Services and Bishop & Co Mortgage Services Limited.

Sources and links

The full report on Bishop Mortgages Limited

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