Ferro Financial Ltd

Reference number: 938630

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Mortgage Advice Bureau (Derby) Limited Reference number: 466154 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Ferro Financial Ltd (FRN 938630) is an AR of Mortgage Advice Bureau (Derby) Limited (FRN 466154). When you use Ferro Financial's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Ferro Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When ferrofinancial.co.uk first appeared online, and whether it can receive email
  • What kind of line 01246 962611 is
  • Who else gives the postcode S40 1UT
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Mortgage Advice Bureau (Derby) Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
12882644
Company status
Active
Company type
Private limited company
Incorporated
16 September 2020 (6 years old)
Registered office
Northern Gateway Enterprise Centre, Saltergate, Chesterfield, S40 1UT, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Jack Robert Blair Director Jul 1998 16 Sep 2020 3 other companies
Matthew William Mounsey Director Nov 1997 12 Feb 2021 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
2
still active
1

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 December 2025Micro-entity accountsNot audited

Total equity

£34.0k

No earlier figure to compare

Employees (average)

3

+50% from 2

Owed within a year

£27.2k

+96% from £13.9k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12882644. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Ferro Financial’s history from the FCA register and Companies House, newest first.

2021

12 February 2021

  • Matthew William Mounsey became a part-owner (25–50% of shares)
  • Matthew William Mounsey appointed as a director

Companies House

2020

16 November 2020

  • Became an appointed representative

FCA register

16 September 2020

  • Incorporated at Companies House
  • Jack Robert Blair became a part-owner (25–50% of shares)
  • Jack Robert Blair appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Ferro Financial

Other FCA-listed firms that share a director, phone number or address with Ferro Financial. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Ferro Financial

Other firms of the same type (mortgage adviser or broker), nearest first.

In Chesterfield

Antcliff Mortgages & Protection LtdChesterfieldAppointed representativeArtisan Mortgages LimitedChesterfieldAppointed representativeAshdell Finance LimitedChesterfieldAppointed representativeBishop Mortgages LimitedChesterfieldAppointed representativeComparewithpang.com LtdChesterfieldAppointed representativeFoxbrook Mortgage and Finance LtdChesterfieldAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Ferro Financial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 6 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Ferro Financial Ltd FCA authorised?
Ferro Financial Ltd (FRN 938630) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Ferro Financial?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Ferro Financial Ltd (FRN 938630) is an AR of Mortgage Advice Bureau (Derby) Limited (FRN 466154). When you use Ferro Financial's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Ferro Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Ferro Financial’s phone number and website?
The FCA register lists the phone number 01246 962611 and the website ferrofinancial.co.uk for Ferro Financial. If you were given different contact details, use these to check with the firm before going any further.
Is Ferro Financial a scam or clone?
Ferro Financial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Ferro Financial?
Protection works through Mortgage Advice Bureau (Derby) Limited, the principal firm responsible for Ferro Financial's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Ferro Financial?
Companies House lists 2 people with significant control of Ferro Financial: Mr Matthew William Mounsey (25–50% of shares) and Mr Jack Robert Blair (25–50% of shares).
Who runs Ferro Financial?
Companies House lists 2 directors of Ferro Financial: Jack Robert Blair and Matthew William Mounsey.
How long has Ferro Financial been in business?
The company was formed on 16 September 2020.
What do Ferro Financial’s latest accounts show?
Its latest accounts, to 31 December 2025, show total equity of £34.0k (no earlier figure to compare).

Sources and links

The full report on Ferro Financial Ltd

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