Foxbrook Mortgage and Finance Ltd: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 4 years
Protected through the principal
No FCA actions
Active company since 2022
Accounts filed up to 30 June 2025
On its latest accounts it owed £8,018 more than it owned

Responsible principal firm

TenetLime Limited Reference number: 311266 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
Foxbrook Mortgage and Finance Ltd (FRN 981561) is an AR of TenetLime Limited (FRN 311266). When you use Foxbrook Mortgage and Finance's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from Foxbrook Mortgage and Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

foxbrookmortgages.co.uk (opens in a new tab)
Phone number

01246 938945
Address

3 Foxbrook Close, Ashgate, Chesterfield, Derbyshire, S42 7PA, United Kingdom

In the full report: 3 background checks

When foxbrookmortgages.co.uk first appeared online, and whether it can receive email
What kind of line 01246 938945 is
Who else gives the postcode S42 7PA

Other names (1)

If you were contacted under any of these names, it is this firm.

Foxbrook Mortgage & Finance Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

Protection through the principal firm
Protection works through TenetLime Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 14197115 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 27 June 2022 (4 years old)
Registered office: 3 Foxbrook Close, Ashgate, Chesterfield, S42 7PA, England
Nature of business: Activities of mortgage finance companies (SIC 64922)
Life insurance (SIC 65110)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Andrew Robert Watterson	Director	Jan 1978	27 Jun 2022	8 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 8
closed down: 6
is FCA-registered: 1

In the full report: all 8 companies, named

What each company does, and whether it is still trading
Which of its director sits on each board, and since when
Any that went into liquidation or administration
The one on the FCA register

Filed accounts and finances

Year to 30 June 2025Micro-entity accountsNot audited

Net assets

−£8,018

Down £1,815 from −£6,203

Employees (average)

0

Same as 0

Owed within a year

£5,280

+24% from £4,269

Net assets are negative: on its last balance sheet the company owed £8,018 more than it owned.

Assets and liabilities

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14197115. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Foxbrook Mortgage and Finance’s history from the FCA register and Companies House, newest first.

2023

2 December 2023

Changed its registered name from "Foxbrook Mortgage & Finance Ltd"

FCA register

2022

23 August 2022

Became an appointed representative

FCA register

27 June 2022

Incorporated at Companies House
Andrew Robert Watterson took control (75–100% of shares)
Andrew Robert Watterson appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Foxbrook Mortgage and Finance

Other FCA-listed firms that share a director, phone number or address with Foxbrook Mortgage and Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share a director: 1

In the full report: the connected firm, named

How it is linked: shared directors (1)
Who links it to this firm: the named directors, with dates

Firms like Foxbrook Mortgage and Finance

Other firms of the same type (mortgage adviser or broker), nearest first.

In Chesterfield

Antcliff Mortgages & Protection LtdChesterfieldAppointed representative Artisan Mortgages LimitedChesterfieldAppointed representative Ashdell Finance LimitedChesterfieldAppointed representative Bishop Mortgages LimitedChesterfieldAppointed representative Comparewithpang.com LtdChesterfieldAppointed representative Ferro Financial LtdChesterfieldAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Foxbrook Mortgage and Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

8 other companies its directors have run, named
3 background checks on its contact details
All 5 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Foxbrook Mortgage and Finance Ltd FCA authorised?

Foxbrook Mortgage and Finance Ltd (FRN 981561) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Foxbrook Mortgage and Finance?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Foxbrook Mortgage and Finance Ltd (FRN 981561) is an AR of TenetLime Limited (FRN 311266). When you use Foxbrook Mortgage and Finance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Foxbrook Mortgage and Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Foxbrook Mortgage and Finance’s phone number and website?

The FCA register lists the phone number 01246 938945 and the website foxbrookmortgages.co.uk for Foxbrook Mortgage and Finance. If you were given different contact details, use these to check with the firm before going any further.

Is Foxbrook Mortgage and Finance a scam or clone?

Foxbrook Mortgage and Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Foxbrook Mortgage and Finance?

Protection works through TenetLime Limited, the principal firm responsible for Foxbrook Mortgage and Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Foxbrook Mortgage and Finance?

Companies House lists one person with significant control of Foxbrook Mortgage and Finance: Mr Andrew Robert Watterson (75–100% of shares).

Who runs Foxbrook Mortgage and Finance?

Companies House lists one director of Foxbrook Mortgage and Finance: Andrew Robert Watterson.

How long has Foxbrook Mortgage and Finance been in business?

The company was formed on 27 June 2022.

What do Foxbrook Mortgage and Finance’s latest accounts show?

Its latest accounts, to 30 June 2025, show net assets of −£8,018 (down £1,815 from −£6,203).

Does Foxbrook Mortgage and Finance use any other names?

It has previously used the name Foxbrook Mortgage & Finance Ltd.