BJFM Limited

Reference number: 623940

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When bjfmltd.co.uk first appeared online, and whether it can receive email
  • What kind of line 01642 632032 is
  • Who else gives the postcode TS18 3TU
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • FBW Financial Management Limited Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (12 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
14 May 2002 (24 years old)
Registered office
Spitfire House 19 Falcon Court, Preston Farm Industrial Estate, Stockton-On-Tees, TS18 3TU, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Donald Frank Adams Director Sep 1968 28 Feb 2023 5 other companies
Jeffrey Grantham Director Feb 1963 12 Feb 2024 22 other companies
Paul Cornish Director Oct 1976 1 Aug 2025 None

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
26
closed down
11
went insolvent
1

In the full report: all 26 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The 4 on the FCA register
  • The 1 company these 3 directors run together
  • All 6 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 July 2022Micro-entity accountsNot audited

Net assets

£141k

+20% from £117k

Employees (average)

2

Same as 2

Owed within a year

£14.9k

+18% from £12.7k

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04437565. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Bjfm’s history from the FCA register and Companies House, newest first.

2024

30 January 2024

  • Changed its registered name from "FBW Financial Management Limited"

FCA register

2023

28 February 2023

  • Bjfm Holdings Limited took control (75–100% of shares)
  • Gary Ferguson gave up control

Companies House

2016

6 April 2016

  • Gary Ferguson took control (75–100% of shares)

Companies House

2014

18 July 2014

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2002

14 May 2002

  • Incorporated at Companies House

Companies House

In the full report: all 16 events

  • All 16 events in its history (7 shown here)
  • Every director appointment and resignation: 7
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Firms connected to Bjfm

Other FCA-listed firms that share a director, phone number or address with Bjfm. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share a director
2
share its postcode
1

In the full report: all 3 connected firms, named

  • How each is linked: shared directors (2), the same postcode (1)
  • Who links each one: the named directors, with dates
  • 2 past links through former directors
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Firms like Bjfm

Other firms of the same type (financial adviser), nearest first.

In Stockton-On-Tees

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Bjfm

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 26 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 16 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is BJFM Limited FCA authorised?
Yes, BJFM Limited (FRN 623940) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2014 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Bjfm’s phone number and website?
The FCA register lists the phone number 01642 632032 and the website bjfmltd.co.uk for Bjfm. If you were given different contact details, use these to check with the firm before going any further.
Is Bjfm a scam or clone?
Bjfm is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Bjfm?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Bjfm to the Financial Ombudsman Service, free of charge.
Who owns Bjfm?
Bjfm is owned by Bjfm Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 28 February 2023. Before that, it was controlled by Mr Gary Ferguson.
Who runs Bjfm?
Companies House lists 3 directors of Bjfm: Donald Frank Adams, Jeffrey Grantham and Paul Cornish.
How long has Bjfm been in business?
The company was formed on 14 May 2002, and has held its current FCA authorisation since July 2014.
What do Bjfm’s latest accounts show?
Its latest accounts, to 31 July 2022, show net assets of £141k (+20% from £117k).
Does Bjfm use any other names?
It has previously used the name FBW Financial Management Limited.

Sources and links

The full report on BJFM Limited

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