New World Financial Group Ltd: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 6 years
Your funds are protected by FSCS
No FCA actions
Active company since 2019
Accounts filed up to 30 September 2025
On its latest accounts it owed £23.4k more than it owned

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

newworldfg.com (opens in a new tab)
Phone number

0330 005 0028
Address

LevelQ, Surtees Business Park, Stockton-on-Tees, TS18 3HR, United Kingdom

In the full report: 3 background checks

When newworldfg.com first appeared online, and whether it can receive email
What kind of line 0330 005 0028 is
Who else gives the postcode TS18 3HR

Other names (6)

If you were contacted under any of these names, it is this firm.

Clarity Financial Planning Trading name: A name it trades under now.
Clarity for Business Trading name: A name it trades under now.
Clarity for Life Trading name: A name it trades under now.
Future Financial Planning Trading name: A name it trades under now.
Future Plan Trading name: A name it trades under now.
Future Former trading name: A name it used to trade under.

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Advise on or arrange mortgages FSCS may apply
Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (4 permissions)

Advising on investments (except on Pension Transfers and Pension Opt Outs)
Arranging (bringing about) deals in investments
Debt-counselling
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 12188467 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 4 September 2019 (7 years old)
Registered office: Level Q, Surtees Business Park, Stockton-On-Tees, TS18 3HR, England
Nature of business: Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Lisa Anne Tipton	Director	Apr 1977	4 Sep 2019	1 other company
Simon David Peter Warne	Director	May 1994	14 Jun 2024	None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company: 1
still active: 1

In the full report: all 1 company, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
All 3 people who have ever been directors, with their dates

Filed accounts and finances

Year to 30 September 2025Micro-entity accountsNot audited

Net assets

−£23.4k

Up £25.0k from −£48.4k

Employees (average)

2

Same as 2

Owed within a year

£7,869

−35% from £12.0k

Net assets are negative: on its last balance sheet the company owed £23.4k more than it owned.

Assets and liabilities

In the full report: all 6 years of accounts

Every year from 2020 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12188467. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

New World Financial Group’s history from the FCA register and Companies House, newest first.

Key events (6) All events (21)

2024

23 July 2024

Simon James Tate stopped being a part-owner

Companies House

2020

28 August 2020

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2019

4 September 2019

Incorporated at Companies House
Lisa Anne Tipton gained 25–50% of the votes
Simon James Tate became a part-owner (25–50% of shares)

Companies House

In the full report: all 21 events

All 21 events in its history (6 shown here)
Every director appointment and resignation: 4

Firms connected to New World Financial Group

Other FCA-listed firms that share a director, phone number or address with New World Financial Group. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share its postcode: 1

In the full report: the connected firm, named

How it is linked: the same postcode (1)
Who links it to this firm: the named directors, with dates

Firms like New World Financial Group

Other firms of the same type (financial adviser), nearest first.

In Stockton-on-Tees

Andrea Irving-Morse Associates LimitedStockton-on-TeesAuthorised BJFM LimitedStockton-On-TeesAuthorised Cleveland Wealth Management LtdStockton-on-TeesAuthorised Holistic Finance LimitedStockton-On-TeesAuthorised PrisWM LimitedStockton-On-TeesAuthorised Solutions Wealth Management LtdStockton-on-TeesAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on New World Financial Group

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

1 other company its directors have run, named
3 background checks on its contact details
6 years of accounts, charted
All 21 events in its history
1 connected firm, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is New World Financial Group Ltd FCA authorised?

Yes, New World Financial Group Ltd (FRN 916537) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since August 2020 and works as a financial adviser. The FCA has placed no limits on its permissions.

What is New World Financial Group’s phone number and website?

The FCA register lists the phone number 0330 005 0028 and the website newworldfg.com for New World Financial Group. If you were given different contact details, use these to check with the firm before going any further.

Is New World Financial Group a scam or clone?

New World Financial Group is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with New World Financial Group?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about New World Financial Group to the Financial Ombudsman Service, free of charge.

Who owns New World Financial Group?

Companies House lists one person with significant control of New World Financial Group: Mrs Lisa Anne Tipton (25–50% of votes). Before that, it was controlled by Mr Simon James Tate.

Who runs New World Financial Group?

Companies House lists 2 directors of New World Financial Group: Lisa Anne Tipton and Simon David Peter Warne.

How long has New World Financial Group been in business?

The company was formed on 4 September 2019, and has held its current FCA authorisation since August 2020.

What do New World Financial Group’s latest accounts show?

Its latest accounts, to 30 September 2025, show net assets of −£23.4k (up £25.0k from −£48.4k).

Does New World Financial Group use any other names?

It trades as Clarity Financial Planning, Clarity for Business, Clarity for Life, Future Financial Planning and Future Plan. It has previously used the name Future.