Black Swan Financial Services Ltd

Reference number: 651982

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Scammers have impersonated this firm. The FCA has published 1 warning naming the fake phone numbers, emails and websites they used. See the warnings →

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Black Swan Financial Services Ltd (FRN 651982) is an AR of The Right Mortgage Limited (FRN 649443). When you use Black Swan Financial Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Black Swan Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07944 107341

  • Address

    Bramble Lodge, The Green, Horns Drove, Rownhams, Southampton, Hampshire, SO16 8AJ, United Kingdom

In the full report: 2 background checks

  • What kind of line 07944 107341 is
  • Who else gives the postcode SO16 8AJ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Black Swan Financial Services Limited Former name: A name it was registered under before.

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake email addresses (1)
  • support@blackswan-trading.com
Fake websites (1)
  • blackswan-trading.com
The FCA warning these came from

Scammers change these details often. Always check the live FCA warning.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

The clone warnings above are scammers using this firm's name, not something the firm has done.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
3 October 2014 (12 years old)
Registered office
Bramble Lodge The Green, Horns Drove, Rownhams, Southampton, SO16 8AJ, United Kingdom
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
  • Other activities auxiliary to insurance and pension funding (SIC 66290)

Directors and company secretaries

Name Role Born Appointed Other companies
Kenneth Milne Director Jul 1963 3 Oct 2014 3 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
2
still active
1

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 October 2025Micro-entity accountsNot audited

Net assets

−£1,314

Up £13.3k from −£14.6k

Employees (average)

2

Same as 2

Owed within a year

£11.2k

+28% from £8,698

Net assets are negative: on its last balance sheet the company owed £1,314 more than it owned.

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09247332. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Black Swan Financial Services’s history from the FCA register and Companies House, newest first.

2026

3 July 2026

  • FCA warned the public about a scam impersonating this firm

FCA warning list

2024

28 November 2024

  • Changed its registered name from "Black Swan Financial Services Limited"

FCA register

2016

2 October 2016

  • Kenneth Milne gained significant control

Companies House

2014

28 October 2014

  • Became an appointed representative

FCA register

3 October 2014

  • Incorporated at Companies House
  • Kenneth Milne appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Black Swan Financial Services

Other firms of the same type (mortgage adviser or broker), nearest first.

In Southampton

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Black Swan Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 6 events in its history

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Frequently asked questions about this firm

Is Black Swan Financial Services Ltd FCA authorised?
Black Swan Financial Services Ltd (FRN 651982) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Black Swan Financial Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Black Swan Financial Services Ltd (FRN 651982) is an AR of The Right Mortgage Limited (FRN 649443). When you use Black Swan Financial Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Black Swan Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Black Swan Financial Services’ phone number?
The FCA register lists the phone number 07944 107341 for Black Swan Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is Black Swan Financial Services a scam or clone?
Scammers have impersonated Black Swan Financial Services: the FCA has published a warning about fake versions of it, using contact details that are not the firm's. Only trust the details the FCA register gives for Black Swan Financial Services, shown on this page.
Is my money safe with Black Swan Financial Services?
Protection works through The Right Mortgage Limited, the principal firm responsible for Black Swan Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Black Swan Financial Services?
Companies House lists one person with significant control of Black Swan Financial Services: Mr Kenneth Milne (significant influence or control).
Who runs Black Swan Financial Services?
Companies House lists one director of Black Swan Financial Services: Kenneth Milne.
How long has Black Swan Financial Services been in business?
The company was formed on 3 October 2014.
What do Black Swan Financial Services’ latest accounts show?
Its latest accounts, to 31 October 2025, show net assets of −£1,314 (up £13.3k from −£14.6k).
Does Black Swan Financial Services use any other names?
It has previously used the name Black Swan Financial Services Limited.

Sources and links

The full report on Black Swan Financial Services Ltd

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