Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 8 years
- Protected through the principal
- No FCA actions
- Active company since 2016
- Accounts filed up to 31 March 2025
Responsible principal firm
ROYAL LONDON MUTUAL INSURANCE SOCIETY,LIMITED(THE) Reference number: 117672 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Blue Circle Life Limited (FRN 792959) is an AR of ROYAL LONDON MUTUAL INSURANCE SOCIETY,LIMITED(THE) (FRN 117672). When you use Blue Circle Life's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Blue Circle Life, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
1 Finsbury Circus, London, EC2M 7SH, United Kingdom
In the full report: 2 background checks
- What kind of line 07776 182066 is
- Who else gives the postcode EC2M 7SH
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Royal London Mutual Insurance Society, Limited (The), the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 10488262 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 21 November 2016 (9 years old)
- Registered office
- 1 Finsbury Circus, London, EC2M 7SH, United Kingdom
- Nature of business
-
- Other business support service activities not elsewhere classified (SIC 82990)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Michael Dalby | Director | Mar 1975 | 11 Apr 2017 | None |
| Gavin Michael Cookman | Director | Mar 1962 | 1 Oct 2019 | 8 other companies |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 8
- closed down
- 2
- are FCA-registered
- 2
In the full report: all 8 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 2 on the FCA register
- All 5 people who have ever been directors, with their dates
Filed accounts and finances
Profit before tax
£54.0k
+35% from £40.1k
Net assets
£666k
+8.8% from £612k
Cash at bank
£228k
+46% from £156k
Employees (average)
3
Same as 3
The accounts for the year to 31 March 2025 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £195k, for the year to 31 March 2024.
Turnover and profit
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- Both charts, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 10488262. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Blue Circle Life’s history from the FCA register and Companies House, newest first.
2022
25 May 2022
- Heinz Weilert took control (75–100% of votes)
Companies House
2018
1 March 2018
- William Alexander Saunders gave up control
Companies House
2017
1 November 2017
- Became an appointed representative
FCA register
2016
21 November 2016
- Incorporated at Companies House
- William Alexander Saunders took control (75–100% of shares)
Companies House
In the full report: all 13 events
- All 13 events in its history (5 shown here)
- Every director appointment and resignation: 8
Firms connected to Blue Circle Life
Other FCA-listed firms that share a director, phone number or address with Blue Circle Life. A link shows who the firm is tied to, not whether either can be trusted.
- past links
- 2
In the full report: all 0 connected firms, named
- 2 past links through former directors
Firms like Blue Circle Life
Other firms of the same type (insurance broker), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Blue Circle Life
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 8 other companies its directors have run, named
- 2 background checks on its contact details
- 6 years of accounts, charted
- All 13 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk