Blue Fish Mortgage Solutions Limited

Reference number: 1027853

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

FEAR Financial Ltd Reference number: 1012718 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • BLUE FISH MORTGAGE SOLUTIONS LIMITED (FRN 1027853) is an AR of FEAR Financial Ltd (FRN 1012718). When you use BLUE FISH MORTGAGE SOLUTIONS's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from BLUE FISH MORTGAGE SOLUTIONS, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07883 014617

  • Address

    18 Temple Locks Court, Glasgow, Glasgow City, G13 1JS, United Kingdom

In the full report: 2 background checks

  • What kind of line 07883 014617 is
  • Who else gives the postcode G13 1JS
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • BF FINANCIAL SOLUTIONS LIMITED Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through FEAR Financial Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC734138
Company status
Active
Company type
Private limited company
Incorporated
31 May 2022 (4 years old)
Registered office
18 Temple Locks Court, Glasgow, Lanarkshire, G13 1JS, Scotland
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Ross Douglas Mcmillan Director Dec 1973 31 May 2022 None
Ross Douglas Mcmillan Secretary Not published 31 May 2022 –

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 May 2025Abridged accountsNot audited

Net assets

£8,850

Up £8,849 from £1

Cash at bank

£14.4k

No earlier figure to compare

Employees (average)

2

No earlier figure to compare

Owed within a year

£6,749

No earlier figure to compare

Net assets

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC734138. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Blue Fish Mortgage Solutions’s history from the FCA register and Companies House, newest first.

2025

13 February 2025

  • Changed its registered name from "BF FINANCIAL SOLUTIONS LIMITED"

FCA register

12 February 2025

  • Became an appointed representative
  • Began trading as "Blue Fish Mortgage Solutions"

FCA register

2022

31 May 2022

  • Incorporated at Companies House
  • Ross Douglas McMillan took control (75–100% of shares)
  • Ross Douglas McMillan appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Blue Fish Mortgage Solutions

Other firms of the same type (mortgage adviser or broker), nearest first.

In Glasgow

Acumen Financial Services LtdGlasgowAppointed representativeAthena Mortgages LtdGlasgowAppointed representativeBera Financial Services LimitedGlasgowAppointed representativeBlossom Mortgage Services LtdGlasgowAppointed representativeClear Path Mortgages LimitedGlasgowAppointed representativeDean Fleming Consulting LtdGlasgowAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Blue Fish Mortgage Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 6 events in its history

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Frequently asked questions about this firm

Is Blue Fish Mortgage Solutions Limited FCA authorised?
Blue Fish Mortgage Solutions Limited (FRN 1027853) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Blue Fish Mortgage Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Blue Fish Mortgage Solutions Limited (FRN 1027853) is an AR of FEAR Financial Ltd (FRN 1012718). When you use Blue Fish Mortgage Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Blue Fish Mortgage Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Blue Fish Mortgage Solutions’ phone number?
The FCA register lists the phone number 07883 014617 for Blue Fish Mortgage Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is Blue Fish Mortgage Solutions a scam or clone?
Blue Fish Mortgage Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Blue Fish Mortgage Solutions?
Protection works through FEAR Financial Ltd, the principal firm responsible for Blue Fish Mortgage Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Blue Fish Mortgage Solutions?
Companies House lists one person with significant control of Blue Fish Mortgage Solutions: Mr Ross Douglas McMillan (75–100% of shares).
Who runs Blue Fish Mortgage Solutions?
Companies House lists one director of Blue Fish Mortgage Solutions: Ross Douglas McMillan.
How long has Blue Fish Mortgage Solutions been in business?
The company was formed on 31 May 2022.
What do Blue Fish Mortgage Solutions’ latest accounts show?
Its latest accounts, to 31 May 2025, show net assets of £8,850 (up £8,849 from £1) and cash at bank of £14.4k (no earlier figure to compare).
Does Blue Fish Mortgage Solutions use any other names?
It has previously used the name BF FINANCIAL SOLUTIONS LIMITED.

Sources and links

The full report on Blue Fish Mortgage Solutions Limited

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