Clear Path Mortgages Limited

Reference number: 1033380

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

First Complete Limited Reference number: 435779 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Clear Path Mortgages Limited (FRN 1033380) is an AR of First Complete Limited (FRN 435779). When you use Clear Path Mortgages's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Clear Path Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07840 499993

  • Address

    41 Holeburn Road, Glasgow, Glasgow City, G43 2XW, United Kingdom

In the full report: 2 background checks

  • What kind of line 07840 499993 is
  • Who else gives the postcode G43 2XW
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through First Complete Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC838517
Company status
Active
Company type
Private limited company
Incorporated
20 February 2025 (1 year old)
Registered office
41 Holeburn Road, Glasgow, G43 2XW, United Kingdom
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Semab Ali Habib Director Jul 1986 20 Feb 2025 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Key dates in its history

Clear Path Mortgages’s history from the FCA register and Companies House, newest first.

2025

13 June 2025

  • Became an appointed representative

FCA register

20 February 2025

  • Incorporated at Companies House
  • Semab Ali Habib took control (75–100% of shares)
  • Semab Ali Habib appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Clear Path Mortgages

Other firms of the same type (mortgage adviser or broker), nearest first.

In Glasgow

Acumen Financial Services LtdGlasgowAppointed representativeAthena Mortgages LtdGlasgowAppointed representativeBera Financial Services LimitedGlasgowAppointed representativeBlossom Mortgage Services LtdGlasgowAppointed representativeBlue Fish Mortgage Solutions LimitedGlasgowAppointed representativeDean Fleming Consulting LtdGlasgowAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Clear Path Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 4 events in its history

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Frequently asked questions about this firm

Is Clear Path Mortgages Limited FCA authorised?
Clear Path Mortgages Limited (FRN 1033380) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Clear Path Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Clear Path Mortgages Limited (FRN 1033380) is an AR of First Complete Limited (FRN 435779). When you use Clear Path Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Clear Path Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Clear Path Mortgages’ phone number?
The FCA register lists the phone number 07840 499993 for Clear Path Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is Clear Path Mortgages a scam or clone?
Clear Path Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Clear Path Mortgages?
Protection works through First Complete Limited, the principal firm responsible for Clear Path Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Clear Path Mortgages?
Companies House lists one person with significant control of Clear Path Mortgages: Mr Semab Ali Habib (75–100% of shares).
Who runs Clear Path Mortgages?
Companies House lists one director of Clear Path Mortgages: Semab Ali Habib.
How long has Clear Path Mortgages been in business?
The company was formed on 20 February 2025.

Sources and links

The full report on Clear Path Mortgages Limited

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