Registered with the FCA
This firm is registered as a small payment institution. That is a lighter regime than full FCA authorisation, applied to smaller payment firms, and safeguarding of customer money is optional at this size.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
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Address
BNC LTD, 167-169 Great Portland Street, LONDON, W1W 7LT, United Kingdom
In the full report: 2 background checks, 1 thing worth a closer look
- What kind of line 07804 525001 is
- Whether W1W 7LT is a shared office: 43 other firms give it
Other names (2)
If you were contacted under any of these names, it is this firm.
- Caldeira Money Ltd Former name: A name it was registered under before.
- CALDEIRA FX Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Handle payments & transfers No FSCS coverSafeguarding is optional for a payment firm of this size, so your money may not be held in a separate protected account. Ask the firm whether it safeguards customer funds before sending it money. FSCS protection does not apply either way.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
- 6. Money remittance.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 11214829 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 20 February 2018 (8 years old)
- Registered office
- 167-169 Great Portland Street, London, W1W 7LT, England
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
- Other business support service activities not elsewhere classified (SIC 82990)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Ayodeji Tokunbo Oni | Director | Aug 1975 | 1 Mar 2026 | 3 other companies |
| Afolayan Michael Owodele | Secretary | Not published | 1 Mar 2026 | – |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 3
- still active
- 3
In the full report: all 3 companies, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
- All 7 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£1,527
−34% from £2,320
Employees (average)
0
Same as 0
Owed within a year
£20.5k
+133% from £8,785
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 11214829. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Bnc’s history from the FCA register and Companies House, newest first.
2026
1 March 2026
- Ayodeji Oni took control (75–100% of shares)
Companies House
24 February 2026
- Board replaced: its only director left and a new director took over
Companies House
15 February 2026
- Samson Toluwanimi Olowere gave up control
Companies House
2024
21 October 2024
- Board replaced: both directors left and a new director took over
- Adeyinka Olayiwola Omishore no longer has significant control
- Samson Toluwanimi Olowere took control (75–100% of shares)
Companies House
2023
1 December 2023
- Changed its registered name from "Caldeira Money Ltd"
FCA register
2022
12 December 2022
- Board replaced: its only director left and a new director took over
- Adeyinka Olayiwola Omishore gained significant control
- Francisco Jorge Caldeira gave up control
Companies House
2018
30 August 2018
- Registered as a small payment institution
FCA register
22 May 2018
- Regulated by the FCA from this date
FCA register
20 February 2018
- Incorporated at Companies House
- Francisco Jorge Caldeira took control (75–100% of shares)
Companies House
In the full report: all 29 events
- All 29 events in its history (14 shown here)
- Every director appointment and resignation: 13
Firms like Bnc
Other firms of the same type (payment or money transfer firm), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Bnc
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 3 other companies its directors have run, named
- 2 background checks on its contact details, 1 flagged
- 6 years of accounts, charted
- All 29 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- How safeguarding works fca.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk