Boardman Financial Limited

Reference number: 461661

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

First Complete Limited Reference number: 435779 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Boardman Financial Limited (FRN 461661) is an AR of First Complete Limited (FRN 435779). When you use Boardman Financial's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Boardman Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When mortgages4u.co.uk first appeared online, and whether it can receive email
  • What kind of line 07815 844396 is
  • Who else gives the postcode ST9 9QN
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Trusty Trading name
  • Mortgages4U Former name
  • Family Protection Plan Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through First Complete Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09618417
Company status
Active
Company type
Private limited company
Incorporated
2 June 2015 (11 years old)
Registered office
Taylors Green Farm, Honeysuckle Lane, Longsdon, Staffordshire, ST9 9QN
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Matthew Gerald Boardman Director Apr 1973 2 Jun 2015 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
1
is FCA-registered
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 June 2025Micro-entity accountsNot audited

Net assets

£163

No earlier figure to compare

Owed within a year

£25.9k

+88% from £13.8k

Total equity

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09618417. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Boardman Financial’s history from the FCA register and Companies House, newest first.

Key events (4) All events (14)

2017

2 June 2017

  • Matthew Gerald Boardman took control (75–100% of shares)

Companies House

2015

29 June 2015

  • Changed its registered name from "Mortgages4U"

FCA register

2 June 2015

  • Incorporated at Companies House

Companies House

2006

19 December 2006

  • Became an appointed representative

FCA register

In the full report: all 14 events

  • All 14 events in its history (4 shown here)
  • Every director appointment and resignation: 3
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Firms connected to Boardman Financial

Other FCA-listed firms that share a director, phone number or address with Boardman Financial. A link shows who the firm is tied to, not whether either can be trusted.

past link
1

In the full report: all 0 connected firms, named

  • 1 past link through former directors
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Firms like Boardman Financial

Other firms of the same type (mortgage adviser or broker), nearest first.

In Stoke-on-Trent

Casa Mortgage And Protection LtdStoke-On-TrentAppointed representativeCavalier Financial SolutionsStoke-on-TrentAppointed representativeCFS Mortgage Specialists LimitedStoke-On-TrentAppointed representativeFoden Mortgage Solutions LimitedStoke-On-TrentAppointed representativeKeeley BarberStoke-On-TrentAppointed representativeMoyat Financial Services LimitedStoke-On-TrentAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Boardman Financial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 14 events in its history

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Frequently asked questions about this firm

Is Boardman Financial Limited FCA authorised?
Boardman Financial Limited (FRN 461661) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Boardman Financial?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Boardman Financial Limited (FRN 461661) is an AR of First Complete Limited (FRN 435779). When you use Boardman Financial's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Boardman Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Boardman Financial’s phone number and website?
The FCA register lists the phone number 07815 844396 and the website mortgages4u.co.uk for Boardman Financial. If you were given different contact details, use these to check with the firm before going any further.
Is Boardman Financial a scam or clone?
Boardman Financial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Boardman Financial?
Protection works through First Complete Limited, the principal firm responsible for Boardman Financial's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Boardman Financial?
Companies House lists one person with significant control of Boardman Financial: Mr Matthew Gerald Boardman (75–100% of shares).
Who runs Boardman Financial?
Companies House lists one director of Boardman Financial: Matthew Gerald Boardman.
How long has Boardman Financial been in business?
The company was formed on 2 June 2015.
What do Boardman Financial’s latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of £163 (no earlier figure to compare).
Does Boardman Financial use any other names?
It trades as Trusty. It has previously used 2 other names: Mortgages4U and Family Protection Plan.

Sources and links

The full report on Boardman Financial Limited

£19.99 · Instant PDF download

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