Moyat Financial Services Limited

Reference number: 1013380

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

STONEBRIDGE MORTGAGE SOLUTIONS LIMITED Reference number: 454811 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Moyat Financial Services Limited (FRN 1013380) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Moyat Financial Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Moyat Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07833 182122

  • Address

    6 Barry Avenue, Stoke-On-Trent, Stoke-On-Trent, ST2 8AD, United Kingdom

In the full report: 2 background checks

  • What kind of line 07833 182122 is
  • Who else gives the postcode ST2 8AD
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Moyat Mortgage Services Trading name
  • Visa Mortgages Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
15575455
Company status
Active
Company type
Private limited company
Incorporated
19 March 2024 (2 years old)
Registered office
6 Barry Avenue, Stoke-On-Trent, ST2 8AD, England
Nature of business
  • Activities of financial services holding companies (SIC 64205)

Directors and company secretaries

Name Role Born Appointed Other companies
Mohammed Waqar Walayat Director Aug 1986 19 Mar 2024 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Net assets

£1,475

No earlier figure to compare

Employees (average)

0

No earlier figure to compare

Owed within a year

£3,001

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15575455. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Moyat Financial Services’s history from the FCA register and Companies House, newest first.

Key events (3) All events (6)

2024

9 July 2024

  • Became an appointed representative

FCA register

19 March 2024

  • Incorporated at Companies House
  • Mohammed Waqar Walayat took control (75–100% of shares)

Companies House

In the full report: all 6 events

  • All 6 events in its history (3 shown here)
  • Every director appointment and resignation: 1
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Firms like Moyat Financial Services

Other firms of the same type (mortgage adviser or broker), nearest first.

In Stoke-On-Trent

Boardman Financial LimitedStoke-on-TrentAppointed representativeCasa Mortgage And Protection LtdStoke-On-TrentAppointed representativeCavalier Financial SolutionsStoke-on-TrentAppointed representativeCFS Mortgage Specialists LimitedStoke-On-TrentAppointed representativeFoden Mortgage Solutions LimitedStoke-On-TrentAppointed representativeKeeley BarberStoke-On-TrentAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Moyat Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 6 events in its history

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Frequently asked questions about this firm

Is Moyat Financial Services Limited FCA authorised?
Moyat Financial Services Limited (FRN 1013380) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Moyat Financial Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Moyat Financial Services Limited (FRN 1013380) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Moyat Financial Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Moyat Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Moyat Financial Services’ phone number?
The FCA register lists the phone number 07833 182122 for Moyat Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is Moyat Financial Services a scam or clone?
Moyat Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Moyat Financial Services?
Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for Moyat Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Moyat Financial Services?
Companies House lists one person with significant control of Moyat Financial Services: Mr Mohammed Waqar Walayat (75–100% of shares).
Who runs Moyat Financial Services?
Companies House lists one director of Moyat Financial Services: Mohammed Waqar Walayat.
How long has Moyat Financial Services been in business?
The company was formed on 19 March 2024.
What do Moyat Financial Services’ latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £1,475 (no earlier figure to compare).
Does Moyat Financial Services use any other names?
It trades as Moyat Mortgage Services and Visa Mortgages.

Sources and links

The full report on Moyat Financial Services Limited

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