Boroughbridge Insurance Brokers Limited

Reference number: 796388

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Arthur J. Gallagher Insurance Brokers Limited Reference number: 311786 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Boroughbridge Insurance Brokers Limited (FRN 796388) is an AR of Arthur J. Gallagher Insurance Brokers Limited (FRN 311786). When you use Boroughbridge Insurance Brokers's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Boroughbridge Insurance Brokers, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When boroughbridgeinsurance.co.uk first appeared online, and whether it can receive email
  • What kind of line 01423 326541 is
  • Who else gives the postcode YO51 9AS
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Arthur J. Gallagher Insurance Brokers Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
07090476
Company status
Active
Company type
Private limited company
Incorporated
30 November 2009 (16 years old)
Registered office
5 St James Square, Boroughbridge, North Yorkshire, YO51 9AS
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Douglas Smith Director Jan 1961 30 Nov 2009 2 other companies
Edward Myles Bazeley Director Jun 1979 1 Dec 2017 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 30 November 2025Full accountsNot audited

Net assets

£57.6k

+12% from £51.6k

Cash at bank

£46.6k

<1% from £46.7k

Owed within a year

£43.2k

−8.3% from £47.1k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 07090476. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Boroughbridge Insurance Brokers’s history from the FCA register and Companies House, newest first.

2017

13 December 2017

  • Became an appointed representative

FCA register

1 December 2017

  • Edward Myles Bazeley appointed as a director

Companies House

2016

30 November 2016

  • Douglas Smith took control (75–100% of shares)

Companies House

2009

30 November 2009

  • Incorporated at Companies House
  • Douglas Smith appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Boroughbridge Insurance Brokers

Other firms of the same type (insurance broker), nearest first.

In York

York Health Insurance Services LtdYorkAppointed representativeAnderton McClementsYorkAppointed representativecoverbaloo LimitedYorkAppointed representativeE J Richardson, C A Patton, L Towse, M D K Hadfield & J M FosterYorkAppointed representativeEntertainment and Leisure Insurance Services LimitedYorkAppointed representativeGFEA LimitedYorkAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Boroughbridge Insurance Brokers

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 5 events in its history

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Frequently asked questions about this firm

Is Boroughbridge Insurance Brokers Limited FCA authorised?
Boroughbridge Insurance Brokers Limited (FRN 796388) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Boroughbridge Insurance Brokers?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Boroughbridge Insurance Brokers Limited (FRN 796388) is an AR of Arthur J. Gallagher Insurance Brokers Limited (FRN 311786). When you use Boroughbridge Insurance Brokers's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Boroughbridge Insurance Brokers, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Boroughbridge Insurance Brokers’ phone number and website?
The FCA register lists the phone number 01423 326541 and the website boroughbridgeinsurance.co.uk for Boroughbridge Insurance Brokers. If you were given different contact details, use these to check with the firm before going any further.
Is Boroughbridge Insurance Brokers a scam or clone?
Boroughbridge Insurance Brokers is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Boroughbridge Insurance Brokers?
Protection works through Arthur J. Gallagher Insurance Brokers Limited, the principal firm responsible for Boroughbridge Insurance Brokers's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Boroughbridge Insurance Brokers?
Companies House lists one person with significant control of Boroughbridge Insurance Brokers: Mr Douglas Smith (75–100% of shares).
Who runs Boroughbridge Insurance Brokers?
Companies House lists 2 directors of Boroughbridge Insurance Brokers: Douglas Smith and Edward Myles Bazeley.
How long has Boroughbridge Insurance Brokers been in business?
The company was formed on 30 November 2009.
What do Boroughbridge Insurance Brokers’ latest accounts show?
Its latest accounts, to 30 November 2025, show net assets of £57.6k (+12% from £51.6k) and cash at bank of £46.6k (<1% from £46.7k).

Sources and links

The full report on Boroughbridge Insurance Brokers Limited

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