E J Richardson, C A Patton, L Towse, M D K Hadfield & J M Foster

Reference number: 403616

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Appointed representative

E J Richardson, C A Patton, L Towse, M D K Hadfield & J M Foster does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

NATIONAL FARMERS UNION MUTUAL INSURANCE SOCIETY LIMITED(THE) Reference number: 117664 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • E J Richardson, C A Patton, L Towse, M D K Hadfield & J M Foster (FRN 403616) is an AR of NATIONAL FARMERS UNION MUTUAL INSURANCE SOCIETY LIMITED(THE) (FRN 117664). When you use E J Richardson, C A Patton, L Towse, M D K Hadfield & J M Foster's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from E J Richardson, C A Patton, L Towse, M D K Hadfield & J M Foster, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01430 430500

  • Address

    NFU Mutual Office, 1st Floor, 86a Market Street, York, East Riding Of Yorkshire, YO42 2AB, United Kingdom

In the full report: 2 background checks

  • What kind of line 01430 430500 is
  • Who else gives the postcode YO42 2AB
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Other names (9)

If you were contacted under any of these names, it is this firm.

  • Richardson, Patton, Towse, Hadfield & Foster Trading name
  • A M Oldridge & C A Patton Former name
  • C A Patton Former name
  • C A Patton & E J Richardson Former name
  • E J Richardson & C A Patton Former name
  • Foss & Fisher Former name
  • R.Foss Former name
  • R Foss & C A Patton Former name
  • R Foss, C A Patton & A M Oldridge Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through National Farmers Union Mutual Insurance Society Limited (The), the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

This firm’s history from the FCA register and Companies House, newest first.

2023

20 July 2023

  • Changed its registered name from "E J Richardson & C A Patton"
  • Began trading as "Richardson, Patton, Towse, Hadfield & Foster"

FCA register

2013

11 December 2013

  • Changed its registered name from "C A Patton & E J Richardson"

FCA register

21 August 2013

  • Changed its registered name from "C A Patton"

FCA register

2012

15 November 2012

  • Changed its registered name from "A M Oldridge & C A Patton"

FCA register

2011

22 December 2011

  • Changed its registered name from "R Foss, C A Patton & A M Oldridge"

FCA register

19 December 2011

  • Changed its registered name from "R Foss & C A Patton"

FCA register

2008

18 April 2008

  • Changed its registered name from "R.Foss"

FCA register

2007

31 October 2007

  • Changed its registered name from "Foss & Fisher"

FCA register

2005

14 January 2005

  • Became an appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

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Other firms of the same type (insurance broker), nearest first.

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on this firm

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 10 events in its history

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Frequently asked questions about this firm

Is E J Richardson, C A Patton, L Towse, M D K Hadfield & J M Foster FCA authorised?
E J Richardson, C A Patton, L Towse, M D K Hadfield & J M Foster (FRN 403616) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for E J Richardson, C A Patton, L Towse, M D K Hadfield & J M Foster?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. E J Richardson, C A Patton, L Towse, M D K Hadfield & J M Foster (FRN 403616) is an AR of NATIONAL FARMERS UNION MUTUAL INSURANCE SOCIETY LIMITED(THE) (FRN 117664). When you use E J Richardson, C A Patton, L Towse, M D K Hadfield & J M Foster's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from E J Richardson, C A Patton, L Towse, M D K Hadfield & J M Foster, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is E J Richardson, C A Patton, L Towse, M D K Hadfield & J M Foster’s phone number?
The FCA register lists the phone number 01430 430500 for E J Richardson, C A Patton, L Towse, M D K Hadfield & J M Foster. If you were given different contact details, use these to check with the firm before going any further.
Is E J Richardson, C A Patton, L Towse, M D K Hadfield & J M Foster a scam or clone?
E J Richardson, C A Patton, L Towse, M D K Hadfield & J M Foster is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with E J Richardson, C A Patton, L Towse, M D K Hadfield & J M Foster?
Protection works through National Farmers Union Mutual Insurance Society Limited (The), the principal firm responsible for E J Richardson, C A Patton, L Towse, M D K Hadfield & J M Foster's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does E J Richardson, C A Patton, L Towse, M D K Hadfield & J M Foster use any other names?
It trades as Richardson, Patton, Towse, Hadfield & Foster. It has previously used 8 other names, including A M Oldridge & C A Patton, C A Patton and C A Patton & E J Richardson.

Sources and links

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