Bovisand Lodge Estate Ltd
Reference number: 415965
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 21 years
- Protected through the principal
- No FCA actions
- Active company since 1943
- Accounts filed up to 30 November 2025
Responsible principal firm
Bspoke Lifestyle Ltd Reference number: 820727 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Bovisand Lodge Estate Ltd (FRN 415965) is an AR of Bspoke Lifestyle Ltd (FRN 820727). When you use Bovisand Lodge Estate's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Bovisand Lodge Estate, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Bovisand Lodge, Bovisand, Plymouth, PL9 0AA, United Kingdom
In the full report: 3 background checks
- When bovisand.com first appeared online, and whether it can receive email
- What kind of line 01752 403554 is
- Who else gives the postcode PL9 0AA
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Bspoke Lifestyle Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- BOVISAND LODGE ESTATE LIMITED
- Company number
- 00382314 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 21 August 1943 (83 years old)
- Registered office
- Bovisand Lodge,, Bovisand,, Plymouth,, Devon., PL9 0AA
- Nature of business
-
- Other accommodation (SIC 55900)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Rita Hart | Director | Aug 1945 | 12 Dec 2006 | None |
| Thomas John Hart | Director | May 1945 | Not published | 1 other company |
| Rita Hart | Secretary | Not published | 22 Feb 1999 | None |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other company
- 1
- still active
- 1
In the full report: all 1 company, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- All 5 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£1.58m
+6.9% from £1.48m
Cash at bank
£505k
+20% from £420k
Employees (average)
10
+11% from 9
Owed within a year
£109k
+51% from £71.9k
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 00382314. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Bovisand Lodge Estate’s history from the FCA register and Companies House, newest first.
2016
6 April 2016
- Rita Hart became a part-owner (25–50% of shares)
- Thomas John Hart became the majority owner (50–75% of shares)
Companies House
2005
14 January 2005
- Became an appointed representative
FCA register
1943
21 August 1943
- Incorporated at Companies House
Companies House
In the full report: all 8 events
- All 8 events in its history (4 shown here)
- Every director appointment and resignation: 4
Firms like Bovisand Lodge Estate
Other firms of the same type (insurance broker), nearest first.
In the Plymouth (PL) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Bovisand Lodge Estate
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 1 other company its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 8 events in its history
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Frequently asked questions about this firm
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What do Bovisand Lodge Estate’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk