GJC Advisory Ltd

Reference number: 1050370

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

PIB Risk Services Limited Reference number: 308333 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • GJC Advisory Ltd (FRN 1050370) introduces customers to PIB Risk Services Limited (FRN 308333). Any regulated advice or arranging is done by the principal, not GJC Advisory.
  • Example: if GJC Advisory refers you to a financial adviser, the advice should come from the principal firm, not from GJC Advisory itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When gjcadvisory.com first appeared online, and whether it can receive email
  • What kind of line 01752 717577 is
  • Who else gives the postcode PL1 4HZ
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through PIB Risk Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
13148114
Company status
Active
Company type
Private limited company
Incorporated
20 January 2021 (5 years old)
Registered office
15 Mizzen Road, Plymouth, PL1 4GT, England
Nature of business
  • Management consultancy activities other than financial management (SIC 70229)

Directors and company secretaries

Name Role Born Appointed Other companies
Gavin David Jones Director Aug 1977 20 Jan 2021 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • Both people who have been directors, with their dates
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Filed accounts and finances

Year to 31 July 2025Micro-entity accountsNot audited

Net assets

£136k

+181% from £48.3k

Employees (average)

2

−33% from 3

Owed within a year

£170k

−16% from £202k

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2022 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13148114. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

GJC Advisory’s history from the FCA register and Companies House, newest first.

Key events (5) All events (9)

2026

7 February 2026

  • Became an introducer appointed representative

FCA register

2025

11 January 2025

  • Martin Paul Ridgeway stopped being a part-owner

Companies House

2023

11 September 2023

  • Martin Paul Ridgeway became a part-owner (25–50% of shares)

Companies House

2021

20 January 2021

  • Incorporated at Companies House
  • Gavin David Jones took control (75–100% of shares)

Companies House

In the full report: all 9 events

  • All 9 events in its history (5 shown here)
  • Every director appointment and resignation: 3
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Firms like GJC Advisory

Other firms of the same type (insurance broker), nearest first.

In Plymouth

Curwins Financial & Mortgage Advisers LtdPlymouthAppointed representativeSims Financial Management LtdPlymouthAppointed representativeStart Point Ins Solutions LtdPlymouthAppointed representativeInsight Property Claims LtdPlymouthAppointed representativePantaenius U.K. LimitedPlymouthAuthorisedLiberty Insurance Brokers LtdPlymouthAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on GJC Advisory

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 9 events in its history

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Frequently asked questions about this firm

Is GJC Advisory Ltd FCA authorised?
GJC Advisory Ltd (FRN 1050370) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for GJC Advisory?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. GJC Advisory Ltd (FRN 1050370) introduces customers to PIB Risk Services Limited (FRN 308333). Any regulated advice or arranging is done by the principal, not GJC Advisory. Example: if GJC Advisory refers you to a financial adviser, the advice should come from the principal firm, not from GJC Advisory itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is GJC Advisory’s phone number and website?
The FCA register lists the phone number 01752 717577 and the website gjcadvisory.com for GJC Advisory. If you were given different contact details, use these to check with the firm before going any further.
Is GJC Advisory a scam or clone?
GJC Advisory is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with GJC Advisory?
Protection works through PIB Risk Services Limited, the principal firm responsible for GJC Advisory's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns GJC Advisory?
Companies House lists one person with significant control of GJC Advisory: Mr Gavin David Jones (75–100% of shares). Before that, it was controlled by Mr Martin Paul Ridgeway.
Who runs GJC Advisory?
Companies House lists one director of GJC Advisory: Gavin David Jones.
How long has GJC Advisory been in business?
The company was formed on 20 January 2021.
What do GJC Advisory’s latest accounts show?
Its latest accounts, to 31 July 2025, show net assets of £136k (+181% from £48.3k).

Sources and links

The full report on GJC Advisory Ltd

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