Insight Property Claims Ltd: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 3 years
Protected through the principal
No FCA actions
Active company since 2023
Accounts filed up to 31 May 2025
On its latest accounts it owed £11.6k more than it owned

Responsible principal firm

CONCEPT BUILDING SOLUTIONS UK LIMITED Reference number: 989782 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
Insight Property Claims Ltd (FRN 1000446) is an AR of CONCEPT BUILDING SOLUTIONS UK LIMITED (FRN 989782). When you use Insight Property Claims's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from Insight Property Claims, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

07532 099299
Address

Unit 19, Willow Court, St. Modwen Road, Plymouth, Plymouth, PL6 8LQ, United Kingdom

In the full report: 2 background checks

What kind of line 07532 099299 is
Who else gives the postcode PL6 8LQ

Other names (3)

If you were contacted under any of these names, it is this firm.

Concept Claim Solutions (Torquay & Plymouth) Trading name: A name it trades under now.
Concept Claim Solutions in (Torquay and Plymouth). Former trading name: A name it used to trade under.
Concept Claim Solutions (Torquay and Taunton) Former trading name: A name it used to trade under.

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Concept Building Solutions UK Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 14846979 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 4 May 2023 (3 years old)
Registered office: Unit 19 Willow Court, St. Modwen Road, Plymouth, PL6 8LQ, England
Nature of business: Other service activities not elsewhere classified (SIC 96090)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Adam James Millard	Director	Sep 1981	4 May 2023	2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 2
closed down: 1
still active: 1

In the full report: all 2 companies, named

What each company does, and whether it is still trading
Which of its director sits on each board, and since when
Any that went into liquidation or administration

Filed accounts and finances

Year to 31 May 2025Micro-entity accountsNot audited

Net assets

−£11.6k

Down £8,271 from −£3,330

Employees (average)

2

Same as 2

Owed within a year

£27.1k

−36% from £42.1k

Net assets are negative: on its last balance sheet the company owed £11.6k more than it owned.

Assets and liabilities

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14846979. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Insight Property Claims’s history from the FCA register and Companies House, newest first.

Key events (3) All events (9)

2023

26 July 2023

Became an appointed representative

FCA register

4 May 2023

Incorporated at Companies House
Adam James Millard took control (75–100% of shares)

Companies House

In the full report: all 9 events

All 9 events in its history (3 shown here)
Every director appointment and resignation: 1

Firms connected to Insight Property Claims

Other FCA-listed firms that share a director, phone number or address with Insight Property Claims. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share its postcode: 1

In the full report: the connected firm, named

How it is linked: the same postcode (1)
Who links it to this firm: the named directors, with dates

Firms like Insight Property Claims

Other firms of the same type (insurance broker), nearest first.

In Plymouth

Curwins Financial & Mortgage Advisers LtdPlymouthAppointed representative GJC Advisory LtdPlymouthAppointed representative Sims Financial Management LtdPlymouthAppointed representative Start Point Ins Solutions LtdPlymouthAppointed representative Pantaenius U.K. LimitedPlymouthAuthorised Liberty Insurance Brokers LtdPlymouthAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Insight Property Claims

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

2 other companies its directors have run, named
2 background checks on its contact details
All 9 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Insight Property Claims Ltd FCA authorised?

Insight Property Claims Ltd (FRN 1000446) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Insight Property Claims?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Insight Property Claims Ltd (FRN 1000446) is an AR of CONCEPT BUILDING SOLUTIONS UK LIMITED (FRN 989782). When you use Insight Property Claims's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Insight Property Claims, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Insight Property Claims’ phone number?

The FCA register lists the phone number 07532 099299 for Insight Property Claims. If you were given different contact details, use these to check with the firm before going any further.

Is Insight Property Claims a scam or clone?

Insight Property Claims is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Insight Property Claims?

Protection works through Concept Building Solutions UK Limited, the principal firm responsible for Insight Property Claims's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Insight Property Claims?

Companies House lists one person with significant control of Insight Property Claims: Mr Adam James Millard (75–100% of shares).

Who runs Insight Property Claims?

Companies House lists one director of Insight Property Claims: Adam James Millard.

How long has Insight Property Claims been in business?

The company was formed on 4 May 2023.

What do Insight Property Claims’ latest accounts show?

Its latest accounts, to 31 May 2025, show net assets of −£11.6k (down £8,271 from −£3,330).

Does Insight Property Claims use any other names?

It trades as Concept Claim Solutions (Torquay & Plymouth). It has previously used 2 other names: Concept Claim Solutions in (Torquay and Plymouth). and Concept Claim Solutions (Torquay and Taunton).