Bower Car & Commercial Ltd
Reference number: 920672
Instant download
Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 6 years
- Protected through the principal
- No FCA actions
- Active company since 2019
- Accounts filed up to 31 March 2025
- 1 thing worth a closer look in the background checks
Responsible principal firm
JK Asset Finance Ltd Reference number: 713214 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- Bower Car & Commercial Ltd (FRN 920672) introduces customers to JK Asset Finance Ltd (FRN 713214). Any regulated advice or arranging is done by the principal, not Bower Car & Commercial.
- Example: if Bower Car & Commercial refers you to a financial adviser, the advice should come from the principal firm, not from Bower Car & Commercial itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Bower Commercials, Unit 4, Heys Street, Bacup, Lancashire, OL13 9QL, United Kingdom
In the full report: 3 background checks, 1 thing worth a closer look
- What a page on bower-car-and-commercial.business.site means for checking this firm
- What kind of line 07912 676115 is
- Who else gives the postcode OL13 9QL
FCA permissions and consumer protection
- Protection through the principal firmProtection works through JK Asset Finance Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 11881880 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 14 March 2019 (7 years old)
- Registered office
- 64 Drake Street, Rochdale, OL16 1PA, England
- Nature of business
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- Sale of used cars and light motor vehicles (SIC 45112)
- Maintenance and repair of motor vehicles (SIC 45200)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Gregg Bower | Director | Mar 1993 | 14 Mar 2019 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Net assets
£58.6k
+31% from £44.8k
Employees (average)
2
Same as 2
Owed within a year
£42.4k
−2.9% from £43.7k
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 11881880. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Bower Car & Commercial’s history from the FCA register and Companies House, newest first.
2020
4 February 2020
- Became an introducer appointed representative
FCA register
2019
14 March 2019
- Incorporated at Companies House
- Gregg Bower took control (75–100% of shares)
- Gregg Bower appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms like Bower Car & Commercial
Other firms of the same type (car dealer), nearest first.
In Bacup
In the Oldham (OL) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Bower Car & Commercial
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details, 1 flagged
- 6 years of accounts, charted
- All 4 events in its history
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Frequently asked questions about this firm
Is Bower Car & Commercial Ltd FCA authorised?
What does introducer appointed representative mean for Bower Car & Commercial?
What is Bower Car & Commercial’s phone number and website?
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Who owns Bower Car & Commercial?
Who runs Bower Car & Commercial?
How long has Bower Car & Commercial been in business?
What do Bower Car & Commercial’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk