Brace Underwriting Limited

Reference number: 914399

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Brace Underwriting Limited (FRN 914399) is an AR of Statera Managing Agency Limited (FRN 1032701). When you use Brace Underwriting's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Brace Underwriting, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When braceuw.com first appeared online, and whether it can receive email
  • What kind of line 07818 302011 is, and the 5 other firms that give it
  • Whether EC3A 2BJ is a shared office: 49 other firms give it
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Statera Managing Agency Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
15 August 2019 (7 years old)
Registered office
The Hallmark Building, 2nd Floor, 52-56 Leadenhall Street, London, EC3A 2BJ, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
John Paul Cavanagh Director Oct 1958 15 Aug 2019 16 other companies
Paul Michael Rayner Director Jul 1978 15 Aug 2019 22 other companies
Heather Elizabeth Marsden Director Oct 1974 22 Feb 2023 15 other companies
Hayley Johnston Director Aug 1971 3 Feb 2026 None
Jason Louvet Turner Coombe Director Jul 1986 3 Feb 2026 2 other companies
Albert Ulf Fredrik Kuller Director Aug 1983 3 Feb 2026 1 other company
Thomas Huw Sambrook Director Sep 1988 3 Feb 2026 None
Heather Elizabeth Marsden Secretary Not published 25 Nov 2020 –
Shamsun Naher Secretary Not published 22 Feb 2023 –
Tamara Chabe Secretary Not published 1 Aug 2025 –

Other companies run by these 7 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
34
closed down
4
are FCA-registered
15

In the full report: all 34 companies, named

  • What each company does, and whether it is still trading
  • Which of these 7 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 15 on the FCA register
  • The 15 companies these 7 directors run together
  • All 10 people who have ever been directors, with their dates
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Key dates in its history

Brace Underwriting’s history from the FCA register and Companies House, newest first.

2019

2 October 2019

  • Became an appointed representative

FCA register

15 August 2019

  • Incorporated at Companies House
  • Octave Specialty Limited became the majority owner (50–75% of shares)

Companies House

In the full report: all 16 events

  • All 16 events in its history (3 shown here)
  • Every director appointment and resignation: 13
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Firms connected to Brace Underwriting

Other FCA-listed firms that share a director, phone number or address with Brace Underwriting. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
12
share a director
12
share its phone number
5

In the full report: all 12 connected firms, named

  • How each is linked: shared directors (12), the same phone number (5), the same postcode (12)
  • Who links each one: the named directors, with dates
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Firms like Brace Underwriting

Other firms of the same type (insurance broker), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Brace Underwriting

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 34 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • All 16 events in its history
  • 12 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Brace Underwriting Limited FCA authorised?
Brace Underwriting Limited (FRN 914399) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Brace Underwriting?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Brace Underwriting Limited (FRN 914399) is an AR of Statera Managing Agency Limited (FRN 1032701). When you use Brace Underwriting's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Brace Underwriting, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Brace Underwriting’s phone number and website?
The FCA register lists the phone number 07818 302011 and the website braceuw.com/about for Brace Underwriting. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 5 other FCA firms.
Is Brace Underwriting a scam or clone?
Brace Underwriting is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Brace Underwriting?
Protection works through Statera Managing Agency Limited, the principal firm responsible for Brace Underwriting's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Brace Underwriting?
Brace Underwriting is owned by Octave Specialty Limited, which holds 50–75% of shares, 50–75% of votes and can appoint and remove the board, since 15 August 2019.
Who runs Brace Underwriting?
Companies House lists 7 directors of Brace Underwriting: John Paul Cavanagh, Paul Michael Rayner, Heather Elizabeth Marsden, Hayley Johnston, Jason Louvet Turner Coombe, Albert Ulf Fredrik Kuller and 1 more.
How long has Brace Underwriting been in business?
The company was formed on 15 August 2019.

Sources and links

The full report on Brace Underwriting Limited

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