Bragagnini Associates Financial Solutions Ltd

Reference number: 515509

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

The On-Line Partnership Limited Reference number: 192638 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Bragagnini Associates Financial Solutions Ltd (FRN 515509) is an AR of The On-Line Partnership Limited (FRN 192638). When you use Bragagnini Associates Financial Solutions's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Bragagnini Associates Financial Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    020 3968 7730

  • Address

    3rd Floor, 70 Gracechurch Street, London, EC3V 0HR, United Kingdom

In the full report: 2 background checks, 1 thing worth a closer look

  • What kind of line 020 3968 7730 is
  • Whether EC3V 0HR is a shared office: 25 other firms give it
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The On-Line Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
BRAGAGNINI ASSOCIATES FINANCIAL SOLUTIONS LIMITED
Company number
07012745
Company status
Active
Company type
Private limited company
Incorporated
8 September 2009 (17 years old)
Registered office
3rd Floor, 70 Gracechurch Street, London, EC3V 0HR, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
David Richard Forster Director Jun 1963 8 Sep 2009 None
David Richard Forster Secretary Not published 12 Jul 2024 –

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • All 4 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Micro-entity accountsNot audited

Net assets

£25.0k

−13% from £28.6k

Employees (average)

0

Same as 0

Owed within a year

£98

Down £801 from £899

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07012745. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

This firm’s history from the FCA register and Companies House, newest first.

Key events (7) All events (14)

2016

8 September 2016

  • David Richard Forster became a part-owner (25–50% of shares)
  • Kevin Darren Lynch gained significant control
  • Lea Marina Bragagnini gained significant control

Companies House

2010

28 October 2010

  • Changed its registered name from "Bragagnini Associates (Financial Solutions) Ltd"

FCA register

16 September 2010

  • Changed its registered name from "Bragagnini Associates Financial Solutions Ltd"

FCA register

4 January 2010

  • Became an appointed representative

FCA register

2009

8 September 2009

  • Incorporated at Companies House

Companies House

In the full report: all 14 events

  • All 14 events in its history (7 shown here)
  • Every director appointment and resignation: 7
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Similar firms

Other firms of the same type (credit broker), nearest first.

In London

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on this firm

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 14 events in its history

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Frequently asked questions about this firm

Is Bragagnini Associates Financial Solutions Ltd FCA authorised?
Bragagnini Associates Financial Solutions Ltd (FRN 515509) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Bragagnini Associates Financial Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Bragagnini Associates Financial Solutions Ltd (FRN 515509) is an AR of The On-Line Partnership Limited (FRN 192638). When you use Bragagnini Associates Financial Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Bragagnini Associates Financial Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Bragagnini Associates Financial Solutions’ phone number?
The FCA register lists the phone number 020 3968 7730 for Bragagnini Associates Financial Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is Bragagnini Associates Financial Solutions a scam or clone?
Bragagnini Associates Financial Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Bragagnini Associates Financial Solutions?
Protection works through The On-Line Partnership Limited, the principal firm responsible for Bragagnini Associates Financial Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Bragagnini Associates Financial Solutions?
Companies House lists 3 people with significant control of Bragagnini Associates Financial Solutions: Mr David Richard Forster (25–50% of shares), Mrs Lea Marina Bragagnini (significant influence or control) and Mr Kevin Darren Lynch (significant influence or control).
Who runs Bragagnini Associates Financial Solutions?
Companies House lists one director of Bragagnini Associates Financial Solutions: David Richard Forster.
How long has Bragagnini Associates Financial Solutions been in business?
The company was formed on 8 September 2009.
What do Bragagnini Associates Financial Solutions’ latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £25.0k (−13% from £28.6k).

Sources and links

The full report on Bragagnini Associates Financial Solutions Ltd

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