Brian A Armour & Sandra E Armour

Reference number: 986466

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Introducer appointed representative

the Armour partnership can only introduce you to their principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Open Prepaid Funerals Limited Reference number: 962403 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Brian A Armour & Sandra E Armour (FRN 986466) introduces customers to Open Prepaid Funerals Limited (FRN 962403). Any regulated advice or arranging is done by the principal, not the Armour partnership.
  • Example: if the Armour partnership refers you to a financial adviser, the advice should come from the principal firm, not from the Armour partnership itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When armoursfuneralservice.co.uk first appeared online, and whether it can receive email
  • What kind of line 01292 286113 is
  • Who else gives the postcode KA8 8BU
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • ARMOURS FUNERAL SERVICE Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Open Prepaid Funerals Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

The Armour partnership’s history from the FCA register and Companies House, newest first.

2022

2 November 2022

  • Became an introducer appointed representative
  • Began trading as "ARMOURS FUNERAL SERVICE"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like the Armour partnership

Other firms of the same type (funeral director), nearest first.

In Ayr

B W Funeral Directors LtdAyrAppointed representative

In the Kilmarnock (KA) postcode area

A & I Inglis Funeral DirectorsArdrossanAppointed representativeAlexander Muir Funeral Directors LimitedCumnockAppointed representativeBennetts Kilwinning LtdKilwinningAppointed representativeIan William BlairSaltcoatsAppointed representativeIrvine Independent Funeral Directors LimitedAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on the Armour partnership

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 2 events in its history

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Frequently asked questions about this firm

Is Brian A Armour & Sandra E Armour FCA authorised?
Brian A Armour & Sandra E Armour (FRN 986466) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for the Armour partnership?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Brian A Armour & Sandra E Armour (FRN 986466) introduces customers to Open Prepaid Funerals Limited (FRN 962403). Any regulated advice or arranging is done by the principal, not the Armour partnership. Example: if the Armour partnership refers you to a financial adviser, the advice should come from the principal firm, not from the Armour partnership itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is the Armour partnership’s phone number and website?
The FCA register lists the phone number 01292 286113 and the website armoursfuneralservice.co.uk for the Armour partnership. If you were given different contact details, use these to check with the firm before going any further.
Is the Armour partnership a scam or clone?
the Armour partnership is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with the Armour partnership?
Protection works through Open Prepaid Funerals Limited, the principal firm responsible for the Armour partnership's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does the Armour partnership use any other names?
It trades as ARMOURS FUNERAL SERVICE.

Sources and links

The full report on Brian A Armour & Sandra E Armour

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