Irvine Independent Funeral Directors Limited

Reference number: 984040

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

GOLDEN LEAVES LIMITED Reference number: 960923 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Irvine Independent Funeral Directors Limited (FRN 984040) introduces customers to GOLDEN LEAVES LIMITED (FRN 960923). Any regulated advice or arranging is done by the principal, not Irvine Independent Funeral Directors.
  • Example: if Irvine Independent Funeral Directors refers you to a financial adviser, the advice should come from the principal firm, not from Irvine Independent Funeral Directors itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When balmoralfunerals.com first appeared online, and whether it can receive email
  • What kind of line 01294 278777 is
  • Who else gives the postcode KA12 0BE
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Balmoral Funeral Directors Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Golden Leaves Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC737586
Company status
Active
Company type
Private limited company
Incorporated
6 July 2022 (4 years old)
Registered office
21 Townhead, Irvine, North Ayrshire, KA12 0BE, United Kingdom
Nature of business
  • Funeral and related activities (SIC 96030)

Directors and company secretaries

Name Role Born Appointed Other companies
Stephen Whyte Director Jun 1994 6 Jul 2022 4 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
1
still active
3

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

15 months to 30 October 2025Small company accountsNot audited

Net assets

£37.9k

+12% from £34.0k

Cash at bank

£20.3k

+343% from £4,588

Employees (average)

0

−100% from 4

Owed within a year

£19.7k

−14% from £22.9k

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC737586. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Irvine Independent Funeral Directors’s history from the FCA register and Companies House, newest first.

2022

26 September 2022

  • Became an introducer appointed representative
  • Began trading as "Balmoral Funeral Directors"

FCA register

6 July 2022

  • Incorporated at Companies House
  • Stephen Whyte took control (75–100% of shares)
  • Stephen Whyte appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Irvine Independent Funeral Directors

Other firms of the same type (funeral director), nearest first.

In the Kilmarnock (KA) postcode area

A & I Inglis Funeral DirectorsArdrossanAppointed representativeAlexander Muir Funeral Directors LimitedCumnockAppointed representativeB W Funeral Directors LtdAyrAppointed representativeBennetts Kilwinning LtdKilwinningAppointed representativeBrian A Armour & Sandra E ArmourAyrAppointed representativeIan William BlairSaltcoatsAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Irvine Independent Funeral Directors

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 5 events in its history

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Frequently asked questions about this firm

Is Irvine Independent Funeral Directors Limited FCA authorised?
Irvine Independent Funeral Directors Limited (FRN 984040) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Irvine Independent Funeral Directors?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Irvine Independent Funeral Directors Limited (FRN 984040) introduces customers to GOLDEN LEAVES LIMITED (FRN 960923). Any regulated advice or arranging is done by the principal, not Irvine Independent Funeral Directors. Example: if Irvine Independent Funeral Directors refers you to a financial adviser, the advice should come from the principal firm, not from Irvine Independent Funeral Directors itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Irvine Independent Funeral Directors’ phone number and website?
The FCA register lists the phone number 01294 278777 and the website balmoralfunerals.com for Irvine Independent Funeral Directors. If you were given different contact details, use these to check with the firm before going any further.
Is Irvine Independent Funeral Directors a scam or clone?
Irvine Independent Funeral Directors is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Irvine Independent Funeral Directors?
Protection works through Golden Leaves Limited, the principal firm responsible for Irvine Independent Funeral Directors's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Irvine Independent Funeral Directors?
Companies House lists one person with significant control of Irvine Independent Funeral Directors: Mr Stephen Whyte (75–100% of shares).
Who runs Irvine Independent Funeral Directors?
Companies House lists one director of Irvine Independent Funeral Directors: Stephen Whyte.
How long has Irvine Independent Funeral Directors been in business?
The company was formed on 6 July 2022.
What do Irvine Independent Funeral Directors’ latest accounts show?
Its latest accounts, to 30 October 2025, show net assets of £37.9k (+12% from £34.0k) and cash at bank of £20.3k (+343% from £4,588).
Does Irvine Independent Funeral Directors use any other names?
It trades as Balmoral Funeral Directors.

Sources and links

The full report on Irvine Independent Funeral Directors Limited

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