Brightside Financial Planning NW Limited

Reference number: 1007279

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Lyncombe Consultants Limited Reference number: 618025 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Brightside Financial Planning NW Limited (FRN 1007279) is an AR of Lyncombe Consultants Limited (FRN 618025). When you use Brightside Financial Planning NW's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Brightside Financial Planning NW, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When gobrightside.co.uk first appeared online, and whether it can receive email
  • What kind of line 0330 223 3833 is
  • Who else gives the postcode BL1 2HB
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Brightside Planning Trading name
  • Brightside Financial Planning NW Ltd Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Lyncombe Consultants Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
14791791
Company status
Active
Company type
Private limited company
Incorporated
11 April 2023 (3 years old)
Registered office
Carlyle House, 78 Chorley New Road, Bolton, BL1 4BY, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Christopher John Bowden Director Oct 1969 11 Apr 2023 9 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
9
closed down
5
still active
4

In the full report: all 9 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Net assets

£15.6k

Up £15.5k from £102

Employees (average)

6

No earlier figure to compare

Owed within a year

£109k

No earlier figure to compare

Net assets

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14791791. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Brightside Financial Planning NW’s history from the FCA register and Companies House, newest first.

2024

11 March 2024

  • Changed its registered name from "Brightside Financial Planning NW Ltd"

FCA register

8 March 2024

  • Became an appointed representative
  • Began trading as "Brightside Planning"

FCA register

2023

31 October 2023

  • Susan Bowden stopped being a part-owner

Companies House

11 April 2023

  • Incorporated at Companies House
  • Christopher John Bowden became the majority owner (50–75% of shares)
  • Susan Bowden became a part-owner (25–50% of shares)
  • Christopher John Bowden appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Brightside Financial Planning NW

Other FCA-listed firms that share a director, phone number or address with Brightside Financial Planning NW. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Brightside Financial Planning NW

Other firms of the same type (financial adviser), nearest first.

In Bolton

Alexander Wray & Co LtdBoltonAppointed representativeALJ Wealth Management LtdBoltonAppointed representativeAndrew Parr Financial Services LimitedBoltonAppointed representativeBlossom Wealth Management LtdBoltonAppointed representativeChristopher Stephen YatesBoltonAppointed representativeClear Vision Wealth Management LtdBoltonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Brightside Financial Planning NW

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 9 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 8 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Brightside Financial Planning NW Limited FCA authorised?
Brightside Financial Planning NW Limited (FRN 1007279) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Brightside Financial Planning NW?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Brightside Financial Planning NW Limited (FRN 1007279) is an AR of Lyncombe Consultants Limited (FRN 618025). When you use Brightside Financial Planning NW's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Brightside Financial Planning NW, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Brightside Financial Planning NW’s phone number and website?
The FCA register lists the phone number 0330 223 3833 and the website gobrightside.co.uk for Brightside Financial Planning NW. If you were given different contact details, use these to check with the firm before going any further.
Is Brightside Financial Planning NW a scam or clone?
Brightside Financial Planning NW is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Brightside Financial Planning NW?
Protection works through Lyncombe Consultants Limited, the principal firm responsible for Brightside Financial Planning NW's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Brightside Financial Planning NW?
Companies House lists one person with significant control of Brightside Financial Planning NW: Mr Christopher John Bowden (50–75% of shares). Before that, it was controlled by Mrs Susan Bowden.
Who runs Brightside Financial Planning NW?
Companies House lists one director of Brightside Financial Planning NW: Christopher John Bowden.
How long has Brightside Financial Planning NW been in business?
The company was formed on 11 April 2023.
What do Brightside Financial Planning NW’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £15.6k (up £15.5k from £102).
Does Brightside Financial Planning NW use any other names?
It trades as Brightside Planning. It has previously used the name Brightside Financial Planning NW Ltd.

Sources and links

The full report on Brightside Financial Planning NW Limited

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