British Independent Retailers Association

Reference number: 516231

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Introducer appointed representative

British Independent Retailers Association can only introduce you to their principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • British Independent Retailers Association (FRN 516231) introduces customers to BURNLEY SAVINGS AND LOANS LIMITED (FRN 717019). Any regulated advice or arranging is done by the principal, not British Independent Retailers Association.
  • Example: if British Independent Retailers Association refers you to a financial adviser, the advice should come from the principal firm, not from British Independent Retailers Association itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When bira.co.uk first appeared online, and whether it can receive email
  • What kind of line 0121 446 6688 is
  • Who else gives the postcode B5 7UB
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Other names (9)

If you were contacted under any of these names, it is this firm.

  • British Agricultural and Garden Machinery Association Trading name: A name it trades under now.
  • British Hardware Federation Trading name: A name it trades under now.
  • British Shops & Stores Association Trading name: A name it trades under now.
  • Cookshop & Houswares Association Trading name: A name it trades under now.
  • Home Decorators Retail Association Trading name: A name it trades under now.
  • Pet Products Retail Association Trading name: A name it trades under now.
  • BHF-BSSA Group Ltd Former name: A name it was registered under before.
  • British Independent Retailers Association Limited Former name: A name it was registered under before.
  • BASMA Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Burnley Savings and Loans Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

This firm’s history from the FCA register and Companies House, newest first.

2012

6 September 2012

  • Changed its registered name from "British Independent Retailers Association Limited"

FCA register

2011

23 May 2011

  • Changed its registered name from "BHF-BSSA Group Ltd"

FCA register

2010

14 January 2010

  • Became an introducer appointed representative

FCA register

In the full report: all 11 events

  • All 11 events in its history (3 shown here)
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Similar firms

Other firms of the same type (insurance broker), nearest first.

In Birmingham

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on this firm

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 11 events in its history

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Frequently asked questions about this firm

Is British Independent Retailers Association FCA authorised?
British Independent Retailers Association (FRN 516231) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for British Independent Retailers Association?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. British Independent Retailers Association (FRN 516231) introduces customers to BURNLEY SAVINGS AND LOANS LIMITED (FRN 717019). Any regulated advice or arranging is done by the principal, not British Independent Retailers Association. Example: if British Independent Retailers Association refers you to a financial adviser, the advice should come from the principal firm, not from British Independent Retailers Association itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is British Independent Retailers Association’s phone number and website?
The FCA register lists the phone number 0121 446 6688 and the website bira.co.uk for British Independent Retailers Association. If you were given different contact details, use these to check with the firm before going any further.
Is British Independent Retailers Association a scam or clone?
British Independent Retailers Association is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with British Independent Retailers Association?
Protection works through Burnley Savings and Loans Limited, the principal firm responsible for British Independent Retailers Association's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does British Independent Retailers Association use any other names?
It trades as British Agricultural and Garden Machinery Association, British Hardware Federation, British Shops & Stores Association, Cookshop & Houswares Association and Home Decorators Retail Association, and 1 more names. It has previously used 3 other names: BHF-BSSA Group Ltd, British Independent Retailers Association Limited and BASMA.

Sources and links

The full report on British Independent Retailers Association

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