British Insurance Brokers' Association: FCA regulated?

Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Appointed for 11 years
Protected through the principal
No FCA actions
Active company since 1977
Accounts filed up to 31 December 2025

Responsible principal firm

Ventrica Ltd Reference number: 535777 Authorised View firm →

What does this mean?

An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
British Insurance Brokers' Association (FRN 717810) introduces customers to Ventrica Ltd (FRN 535777). Any regulated advice or arranging is done by the principal, not British Insurance Brokers' Association.
Example: if British Insurance Brokers' Association refers you to a financial adviser, the advice should come from the principal firm, not from British Insurance Brokers' Association itself.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

biba.org.uk (opens in a new tab)
Phone number

07876 881042
Address

John Stow House, 18 Bevis Marks, London, EC3A 7JB, United Kingdom

In the full report: 3 background checks

When biba.org.uk first appeared online, and whether it can receive email
What kind of line 07876 881042 is
Who else gives the postcode EC3A 7JB

Other names (1)

If you were contacted under any of these names, it is this firm.

Find a Broker Former trading name: A name it used to trade under.

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Ventrica Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 01293232 (opens Companies House in a new tab)
Company status: Active
Company type: Private company limited by guarantee
Incorporated: 1 January 1977 (49 years old)
Registered office: 1st Floor 24 King William Street, London, EC4R 9AT, United Kingdom
Nature of business: Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Graeme Michael Trudgill	Director	Jun 1971	1 May 2013	2 other companies
Caroline Jane Barr	Director	Apr 1967	7 May 2019	5 other companies
Terence David Sparkes	Director	Jun 1965	1 Aug 2023	None
Emma Chapman	Director	Dec 1989	1 Aug 2023	None
Edward Albert Castles	Director	Aug 1964	7 May 2024	1 other company
Shona Robertson	Director	Jun 1976	7 May 2024	None
Iain William Anderson	Director	May 1968	23 Sep 2025	3 other companies
Alistair Stewart Fraser-Hawkins	Director	May 1974	23 Sep 2025	4 other companies
Sarah Louise Chadburn	Director	Nov 1978	4 Nov 2025	None
Michael Peter Rea	Director	Feb 1966	8 Jan 2026	None
Stuart Ray Hulbert	Director	Jun 1971	5 May 2026	8 other companies
Adam James Wenn	Director	Apr 1989	7 May 2026	None
Andrew James Tedstone	Director	Apr 1972	7 May 2026	2 other companies
Martin James Bridges	Director	Aug 1964	26 Jun 2026	8 other companies
Mary Christine Theresa Ryan	Secretary	Not published	4 May 2021	–

Other companies run by these 14 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 33
closed down: 8
went insolvent: 1

In the full report: all 33 companies, named

What each company does, and whether it is still trading
Which of these 14 directors sit on each board, and since when
The one that went into liquidation or administration
The 7 on the FCA register
All 128 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 December 2025Full accountsAudited

Net assets

£7.14m

+8.6% from £6.57m

Cash at bank

£5.71m

−6.8% from £6.13m

Owed within a year

£6.78m

+2.7% from £6.60m

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2019 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 01293232. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

British Insurance Brokers' Association’s history from the FCA register and Companies House, newest first.

Key events (2) All events (227)

2015

22 September 2015

Became an introducer appointed representative

FCA register

1977

1 January 1977

Incorporated at Companies House

Companies House

In the full report: all 227 events

All 227 events in its history (2 shown here)
Every director appointment and resignation: 223

Firms connected to British Insurance Brokers' Association

Other FCA-listed firms that share a director, phone number or address with British Insurance Brokers' Association. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 8
share a director: 4
share its postcode: 4

In the full report: all 8 connected firms, named

How each is linked: shared directors (4), the same postcode (4)
Who links each one: the named directors, with dates
3 past links through former directors

Firms like British Insurance Brokers' Association

Other firms of the same type (insurance broker), nearest first.

In London

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on British Insurance Brokers' Association

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

33 other companies its directors have run, named
3 background checks on its contact details
7 years of accounts, charted
All 227 events in its history
8 connected firms, named, and who links them

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Frequently asked questions about this firm

Is British Insurance Brokers' Association FCA authorised?

British Insurance Brokers' Association (FRN 717810) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does introducer appointed representative mean for British Insurance Brokers' Association?

An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. British Insurance Brokers' Association (FRN 717810) introduces customers to Ventrica Ltd (FRN 535777). Any regulated advice or arranging is done by the principal, not British Insurance Brokers' Association. Example: if British Insurance Brokers' Association refers you to a financial adviser, the advice should come from the principal firm, not from British Insurance Brokers' Association itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is British Insurance Brokers' Association’s phone number and website?

The FCA register lists the phone number 07876 881042 and the website biba.org.uk for British Insurance Brokers' Association. If you were given different contact details, use these to check with the firm before going any further.

Is British Insurance Brokers' Association a scam or clone?

British Insurance Brokers' Association is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with British Insurance Brokers' Association?

Protection works through Ventrica Ltd, the principal firm responsible for British Insurance Brokers' Association's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who runs British Insurance Brokers' Association?

Companies House lists 14 directors of British Insurance Brokers' Association: Graeme Michael Trudgill, Caroline Jane Barr, Terence David Sparkes, Emma Chapman, Edward Albert Castles, Shona Robertson and 8 more.

How long has British Insurance Brokers' Association been in business?

The company was formed on 1 January 1977.

What do British Insurance Brokers' Association’s latest accounts show?

Its latest accounts, to 31 December 2025, show net assets of £7.14m (+8.6% from £6.57m) and cash at bank of £5.71m (−6.8% from £6.13m).

Does British Insurance Brokers' Association use any other names?

It has previously used the name Find a Broker.