Brown & Brown Services Limited

Reference number: 958555

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Brown & Brown Services Limited (FRN 958555) is an AR of BROWN & BROWN INSURANCE BROKERS (UK) LIMITED (FRN 745618). When you use Brown & Brown Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Brown & Brown Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When bbrown.com first appeared online, and whether it can receive email
  • What kind of line 020 3813 6900 is, and the 2 other firms that give it
  • Who else gives the postcode EC3R 7NE
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Brown and Brown Trading name: A name it trades under now.
  • O'Leary Insurances Trading name: A name it trades under now.
  • Brown and Brown Services Limited Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Brown & Brown Insurance Brokers (UK) Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

  • Accounts are overdue at Companies House.
Company name
BROWN & BROWN SERVICES LTD
Company status
Active
Company type
Private limited company
Incorporated
6 April 2010 (16 years old)
Registered office
7th Floor, Corn Exchange, 55 Mark Lane, London, EC3R 7NE, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Diarmuid Nolan Director Aug 1971 20 Oct 2021 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • All 3 people who have been directors, with their dates
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Filed accounts and finances

Year to 30 April 2023Full accountsNot audited

Turnover

£720k

Not compared: the previous accounts cover a different length of time

Profit before tax

£705k

Not compared: the previous accounts cover a different length of time

Net assets

£567k

+695% from £71.3k

Cash at bank

£247k

+148% from £99.5k

Its next accounts are overdue at Companies House.

Net assets

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 07213444. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Brown & Brown Services’s history from the FCA register and Companies House, newest first.

2025

14 May 2025

  • Changed its registered name from "Brown and Brown Services Limited"

FCA register

12 February 2025

  • Changed its registered name from "Brown & Brown Services Limited"

FCA register

2024

22 November 2024

  • Brown & Brown Insurance Brokers (UK) Limited took control (75–100% of shares)
  • Decus Holdings (UK) Limited gave up control

Companies House

2021

20 October 2021

  • Board replaced: its only director left and a new director took over

Companies House

16 September 2021

  • Became an appointed representative

FCA register

2019

7 November 2019

  • Board replaced: its only director left and a new director took over
  • Decus Holdings (UK) Limited took control (75–100% of shares)
  • Oliver George Payne gave up control

Companies House

2016

6 April 2016

  • Oliver George Payne took control (75–100% of shares)

Companies House

2010

6 April 2010

  • Incorporated at Companies House

Companies House

In the full report: all 18 events

  • All 18 events in its history (11 shown here)
  • Every director appointment and resignation: 5
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Firms connected to Brown & Brown Services

Other FCA-listed firms that share a director, phone number or address with Brown & Brown Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its phone number
2
share its postcode
1

In the full report: all 2 connected firms, named

  • How each is linked: the same phone number (2), the same postcode (1)
  • Who links each one: the named directors, with dates
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Firms like Brown & Brown Services

Other firms of the same type (insurance broker), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Brown & Brown Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 18 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Brown & Brown Services Limited FCA authorised?
Brown & Brown Services Limited (FRN 958555) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Brown & Brown Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Brown & Brown Services Limited (FRN 958555) is an AR of BROWN & BROWN INSURANCE BROKERS (UK) LIMITED (FRN 745618). When you use Brown & Brown Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Brown & Brown Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Brown & Brown Services’ phone number and website?
The FCA register lists the phone number 020 3813 6900 and the website bbrown.com/ie for Brown & Brown Services. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 2 other FCA firms.
Is Brown & Brown Services a scam or clone?
Brown & Brown Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Brown & Brown Services?
Protection works through Brown & Brown Insurance Brokers (UK) Limited, the principal firm responsible for Brown & Brown Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Brown & Brown Services?
Brown & Brown Services is owned by Brown & Brown Insurance Brokers (UK) Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 22 November 2024. Before that, it was controlled by Mr Oliver George Payne and Decus Holdings (UK) Limited.
Who runs Brown & Brown Services?
Companies House lists one director of Brown & Brown Services: Diarmuid Nolan.
How long has Brown & Brown Services been in business?
The company was formed on 6 April 2010.
What do Brown & Brown Services’ latest accounts show?
Its latest accounts, to 30 April 2023, show turnover of £720k (not compared: the previous accounts cover a different length of time) and profit before tax of £705k (not compared: the previous accounts cover a different length of time). Its accounts are overdue at Companies House.
Does Brown & Brown Services use any other names?
It trades as Brown and Brown and O'Leary Insurances. It has previously used the name Brown and Brown Services Limited.

Sources and links

The full report on Brown & Brown Services Limited

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