Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 5 years
- Protected through the principal
- No FCA actions
- Active company since 2019
- Accounts filed up to 30 June 2025
Responsible principal firm
The Right Mortgage Limited Reference number: 649443 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- BSB Mortgage Advisors Limited (FRN 949469) is an AR of The Right Mortgage Limited (FRN 649443). When you use BSB Mortgage Advisors's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from BSB Mortgage Advisors, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
No website on the FCA register
-
Phone number
-
Address
Unit 9 First Floor, Tarlings Yard, Church Road, Bishops Cleeve, Cheltenham, Gloucestershire, GL52 8RN, United Kingdom
In the full report: 2 background checks
- What kind of line 07860 675166 is
- Who else gives the postcode GL52 8RN
FCA permissions and consumer protection
- Protection through the principal firmProtection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 12083053 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 3 July 2019 (7 years old)
- Registered office
- First Floor, Unit 9 Tarlings Yard, Church Road, Bishops Cleeve, Cheltenham, GL52 8RN, England
- Nature of business
-
- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Benjamin David Townsend | Director | Dec 1990 | 3 Jul 2019 | 1 other company |
| Emma Lloyd | Director | Mar 1981 | 1 Apr 2024 | None |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other company
- 1
- closed down
- 1
In the full report: all 1 company, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
Filed accounts and finances
Net assets
£1,055
−33% from £1,568
Employees (average)
2
Same as 2
Owed within a year
£15.0k
−11% from £16.9k
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 12083053. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
BSB Mortgage Advisors’s history from the FCA register and Companies House, newest first.
2024
1 April 2024
- Emma Lloyd appointed as a director
Companies House
2021
21 April 2021
- Became an appointed representative
FCA register
2019
3 July 2019
- Incorporated at Companies House
- Benjamin David Townsend took control (75–100% of shares)
- Benjamin David Townsend appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms like BSB Mortgage Advisors
Other firms of the same type (mortgage adviser or broker), nearest first.
In Cheltenham
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on BSB Mortgage Advisors
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 1 other company its directors have run, named
- 2 background checks on its contact details
- 6 years of accounts, charted
- All 5 events in its history
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is BSB Mortgage Advisors Limited FCA authorised?
What does appointed representative mean for BSB Mortgage Advisors?
What is BSB Mortgage Advisors’ phone number?
Is BSB Mortgage Advisors a scam or clone?
Is my money safe with BSB Mortgage Advisors?
Who owns BSB Mortgage Advisors?
Who runs BSB Mortgage Advisors?
How long has BSB Mortgage Advisors been in business?
What do BSB Mortgage Advisors’ latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk