Cornell De Mel Home Finance Ltd

Reference number: 1049900

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

STONEBRIDGE MORTGAGE SOLUTIONS LIMITED Reference number: 454811 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Cornell De Mel Home Finance Ltd (FRN 1049900) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Cornell De Mel Home Finance's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Cornell De Mel Home Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01242 783066

  • Address

    Willow End, Stoke Orchard Road, Bishops Cleeve, Cheltenham, Gloucestershire, GL52 7DG, United Kingdom

In the full report: 2 background checks

  • What kind of line 01242 783066 is
  • Who else gives the postcode GL52 7DG
Instant PDF download
Other names (1)

If you were contacted under any of these names, it is this firm.

  • CDM Home Finance Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
16636220
Company status
Active
Company type
Private limited company
Incorporated
7 August 2025 (1 year old)
Registered office
1st Floor, 105 Church Street, Tewkesbury, Gloucestershire, GL20 5AB, United Kingdom
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Johanna Cornell Director Jul 1978 7 Aug 2025 None
Paul Stuart Cornell Director Apr 1976 7 Aug 2025 7 other companies
Michel Christopher James De Mel Director Jun 1984 7 Aug 2025 5 other companies
Rosemary Elizabeth De Mel Director Sep 1992 7 Aug 2025 4 other companies

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
13
closed down
4
run together
3

In the full report: all 13 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 3 companies these 4 directors run together
Instant PDF download

Key dates in its history

Cornell De Mel Home Finance’s history from the FCA register and Companies House, newest first.

Key events (4) All events (9)

2026

12 February 2026

  • Became an appointed representative

FCA register

2025

7 August 2025

  • Incorporated at Companies House
  • Michel Christopher James De Mel became a part-owner (25–50% of shares)
  • Paul Stuart Cornell became a part-owner (25–50% of shares)

Companies House

In the full report: all 9 events

  • All 9 events in its history (4 shown here)
  • Every director appointment and resignation: 4
Instant PDF download

Firms like Cornell De Mel Home Finance

Other firms of the same type (mortgage adviser or broker), nearest first.

In Cheltenham

Andrew PrescottCheltenhamAppointed representativeAviella Consulting LimitedCheltenhamAppointed representativeBallard Associates LtdCheltenhamAppointed representativeBSB Mortgage Advisors LimitedCheltenhamAppointed representativeCheltenham Mortgage Advisers LtdCheltenhamAppointed representativeCotswold Mortgage Advice Centre LimitedCheltenhamAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Cornell De Mel Home Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 13 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 9 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Cornell De Mel Home Finance Ltd FCA authorised?
Cornell De Mel Home Finance Ltd (FRN 1049900) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Cornell De Mel Home Finance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Cornell De Mel Home Finance Ltd (FRN 1049900) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Cornell De Mel Home Finance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Cornell De Mel Home Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Cornell De Mel Home Finance’s phone number?
The FCA register lists the phone number 01242 783066 for Cornell De Mel Home Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Cornell De Mel Home Finance a scam or clone?
Cornell De Mel Home Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Cornell De Mel Home Finance?
Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for Cornell De Mel Home Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Cornell De Mel Home Finance?
Companies House lists 2 people with significant control of Cornell De Mel Home Finance: Mr Paul Stuart Cornell (25–50% of shares) and Mr Michel Christopher James De Mel (25–50% of shares).
Who runs Cornell De Mel Home Finance?
Companies House lists 4 directors of Cornell De Mel Home Finance: Johanna Cornell, Paul Stuart Cornell, Michel Christopher James De Mel and Rosemary Elizabeth De Mel.
How long has Cornell De Mel Home Finance been in business?
The company was formed on 7 August 2025.
Does Cornell De Mel Home Finance use any other names?
It trades as CDM Home Finance.

Sources and links

The full report on Cornell De Mel Home Finance Ltd

£19.99 · Instant PDF download

Loading secure checkout…