Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 13 years
- Protected through the principal
- No FCA actions
- Active company since 2012
- Accounts filed up to 30 April 2026
Responsible principal firm
The Right Mortgage Limited Reference number: 649443 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Buckingham James Financial Services Limited (FRN 607121) is an AR of The Right Mortgage Limited (FRN 649443). When you use Buckingham James Financial Services's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Buckingham James Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
Berkeley House, Pastoral Way,, Clements Park, Brentwood., Essex, CM14 5WG, United Kingdom
In the full report: 2 background checks
- What kind of line 0333 987 4087 is
- Who else gives the postcode CM14 5WG
Other names (7)
If you were contacted under any of these names, it is this firm.
- Equity Release Boutique Trading name: A name it trades under now.
- Insurance Boutique Trading name: A name it trades under now.
- Loans Boutique Trading name: A name it trades under now.
- Mortgage Boutique Trading name: A name it trades under now.
- Buckingham James Financial Services Ltd Former name: A name it was registered under before.
- The Mortgage Boutique Former trading name: A name it used to trade under.
- Wills Boutique Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 08053316 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 1 May 2012 (14 years old)
- Registered office
- Berkeley House Pastoral Way, Clements Park, Brentwood, Essex, CM14 5WG, England
- Nature of business
-
- Activities of mortgage finance companies (SIC 64922)
- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Brian Anthony Leppard | Director | Feb 1972 | 1 May 2012 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Net assets
£23.6k
+110% from £11.2k
Employees (average)
1
Same as 1
Owed within a year
£28.5k
+200% from £9,489
The accounts for the year to 30 April 2026 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £68.8k, for the year to 30 April 2019.
Assets and liabilities
In the full report: all 8 years of accounts
- Every year from 2019 to 2026
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 08053316. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Buckingham James Financial Services’s history from the FCA register and Companies House, newest first.
2023
20 December 2023
- Changed its registered name from "Buckingham James Financial Services Ltd"
FCA register
2016
1 May 2016
- Brian Anthony Leppard took control (75–100% of shares)
Companies House
2013
10 September 2013
- Became an appointed representative
FCA register
2012
1 May 2012
- Incorporated at Companies House
Companies House
In the full report: all 13 events
- All 13 events in its history (4 shown here)
- Every director appointment and resignation: 1
Firms like Buckingham James Financial Services
Other firms of the same type (insurance broker), nearest first.
In the Chelmsford (CM) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Buckingham James Financial Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 2 background checks on its contact details
- 8 years of accounts, charted
- All 13 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk