Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 29 years
- Protected through the principal
- No FCA actions
- Active company since 2006
- Accounts filed up to 31 March 2026
Responsible principal firm
Sesame Limited Reference number: 150427 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Burnden Pepper Ltd (FRN 201040) is an AR of Sesame Limited (FRN 150427). When you use Burnden Pepper's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Burnden Pepper, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
61 Frinton Road, Holland-on-Sea, Clacton-on-Sea, Essex, CO15 5UH, United Kingdom
In the full report: 2 background checks
- What kind of line 01255 474047 is
- Who else gives the postcode CO15 5UH
Other names (1)
If you were contacted under any of these names, it is this firm.
- Burnden Financial Services Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Sesame Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- BURNDEN PEPPER LIMITED
- Company number
- 06035252 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 21 December 2006 (19 years old)
- Registered office
- 820 The Crescent, Colchester Business Park, Colchester, Essex, CO4 9YQ, England
- Nature of business
-
- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Barry Pepper | Director | Jan 1948 | 4 Mar 2008 | None |
| Stacey Kimberley Edwards | Director | Sep 1982 | 4 Jul 2018 | 1 other company |
| Christine Marjorie Pepper | Secretary | Not published | 13 Sep 2016 | – |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other company
- 1
- closed down
- 1
In the full report: all 1 company, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- All 4 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£10.1k
No earlier figure to compare
Owed within a year
£30.0k
+56% from £19.3k
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2020 to 2026
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 06035252. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Burnden Pepper’s history from the FCA register and Companies House, newest first.
2025
27 November 2025
- Christine Marjorie Pepper no longer has significant control
Companies House
2019
14 January 2019
- Changed its registered name from "Burnden Financial Services"
FCA register
2018
4 July 2018
- Stacey Kimberley Edwards became a part-owner (25–50% of shares)
Companies House
2016
6 April 2016
- Barry Pepper became a part-owner (25–50% of shares)
- Christine Marjorie Pepper gained significant control
Companies House
2006
21 December 2006
- Incorporated at Companies House
Companies House
1997
8 September 1997
- Became an appointed representative
FCA register
In the full report: all 12 events
- All 12 events in its history (7 shown here)
- Every director appointment and resignation: 4
Firms connected to Burnden Pepper
Other FCA-listed firms that share a director, phone number or address with Burnden Pepper. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share its postcode
- 2
In the full report: all 2 connected firms, named
- How each is linked: the same postcode (2)
- Who links each one: the named directors, with dates
Firms like Burnden Pepper
Other firms of the same type (mortgage adviser or broker), nearest first.
In Clacton-on-Sea
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Burnden Pepper
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 1 other company its directors have run, named
- 2 background checks on its contact details
- 7 years of accounts, charted
- All 12 events in its history
- 2 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk