New Mortgages Ltd

Reference number: 817228

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

New Leaf Distribution Limited Reference number: 460421 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • New Mortgages Ltd (FRN 817228) is an AR of New Leaf Distribution Limited (FRN 460421). When you use New Mortgages's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from New Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01702 431130

    Also given by a firm that is no longer authorised. Check you are dealing with the firm on this page.

  • Address

    33 Frinton Road, Holland-on-Sea, Clacton-on-Sea, Essex, CO15 5UH, United Kingdom

In the full report: 2 background checks

  • What kind of line 01702 431130 is, and the 152 other firms that give it
  • Who else gives the postcode CO15 5UH
Instant PDF download
Other names (2)

If you were contacted under any of these names, it is this firm.

  • Equity Release Advice Centre Trading name
  • Alan Blackwell Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through New Leaf Distribution Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

New Mortgages’s history from the FCA register and Companies House, newest first.

2023

20 January 2023

  • Changed its registered name from "Alan Blackwell"

FCA register

2018

24 August 2018

  • Became an appointed representative
  • Began trading as "Equity Release Advice Centre"
  • Began trading as "New Mortgages"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms connected to New Mortgages

Other FCA-listed firms that share a director, phone number or address with New Mortgages. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
12
share its phone number
12

In the full report: all 12 connected firms, named

  • How each is linked: the same phone number (12)
  • Who links each one: the named directors, with dates
Instant PDF download

Firms like New Mortgages

Other firms of the same type (mortgage adviser or broker), nearest first.

In Clacton-on-Sea

Bee Smart Mortgages LimitedClacton-On-SeaAppointed representativeBurnden Pepper LtdClacton-on-SeaAppointed representativeHWR LimitedClacton-On-SeaAppointed representativeToni PearsonClacton-on-SeaAppointed representativeAidas KuklysClacton-on-SeaAuthorisedCDG Mortgages LimitedClacton-on-SeaAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on New Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 4 events in its history
  • 12 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is New Mortgages Ltd FCA authorised?
New Mortgages Ltd (FRN 817228) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for New Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. New Mortgages Ltd (FRN 817228) is an AR of New Leaf Distribution Limited (FRN 460421). When you use New Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from New Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is New Mortgages’ phone number?
The FCA register lists the phone number 01702 431130 for New Mortgages. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 152 other FCA firms, one of which is no longer authorised.
Is New Mortgages a scam or clone?
New Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with New Mortgages?
Protection works through New Leaf Distribution Limited, the principal firm responsible for New Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does New Mortgages use any other names?
It trades as Equity Release Advice Centre. It has previously used the name Alan Blackwell.

Sources and links

The full report on New Mortgages Ltd

£19.99 · Instant PDF download

Loading secure checkout…