Busby Finance Ltd

Reference number: 839552

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

AFS Compliance Ltd Reference number: 625035 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Busby Finance Ltd (FRN 839552) is an AR of AFS Compliance Ltd (FRN 625035). When you use Busby Finance's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Busby Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07435 559004

  • Address

    Unit 19 D&E, Mobbs Miller House, Ardington Road, Northampton, Northamptonshire, NN1 5LP, United Kingdom

In the full report: 2 background checks

  • What kind of line 07435 559004 is
  • Who else gives the postcode NN1 5LP
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Asset Finance Solutions Trading name
  • Alexander Taylor Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through AFS Compliance Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
11921872
Company status
Active
Company type
Private limited company
Incorporated
2 April 2019 (7 years old)
Registered office
Unit 19 D & E, Mobbs Miller House, Northampton, Northamptonshire, NN1 5LP, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Alexander James Taylor Director Nov 1985 2 Apr 2019 None
Katherine Mary Taylor Secretary Not published 2 Apr 2019 –

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 30 April 2025Abridged accountsNot audited

Net assets

£6,077

−46% from £11.3k

Cash at bank

£2,449

−73% from £8,926

Employees (average)

3

−25% from 4

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11921872. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Busby Finance’s history from the FCA register and Companies House, newest first.

2022

28 March 2022

  • Began trading as "Asset Finance Solutions"

FCA register

2019

26 April 2019

  • Changed its registered name from "Alexander Taylor"

FCA register

4 April 2019

  • Became an appointed representative

FCA register

2 April 2019

  • Incorporated at Companies House
  • Alexander James Taylor became a part-owner (25–50% of shares)
  • Katherine Mary Taylor became a part-owner (25–50% of shares)
  • Alexander James Taylor appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Busby Finance

Other FCA-listed firms that share a director, phone number or address with Busby Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Busby Finance

Other firms of the same type (mortgage adviser or broker), nearest first.

In Northampton

Andrew John ForbesNorthamptonAppointed representativeAble Mortgages LimitedNorthamptonAppointed representativeAcorn Commercial Finance LtdNorthamptonAppointed representativeAdeyoola OlatunjiNorthamptonAppointed representativeAnimo Business Finance LimitedNorthamptonAppointed representativeAshby Mortgages LtdNorthamptonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Busby Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 7 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Busby Finance Ltd FCA authorised?
Busby Finance Ltd (FRN 839552) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Busby Finance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Busby Finance Ltd (FRN 839552) is an AR of AFS Compliance Ltd (FRN 625035). When you use Busby Finance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Busby Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Busby Finance’s phone number?
The FCA register lists the phone number 07435 559004 for Busby Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Busby Finance a scam or clone?
Busby Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Busby Finance?
Protection works through AFS Compliance Ltd, the principal firm responsible for Busby Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Busby Finance?
Companies House lists 2 people with significant control of Busby Finance: Mr Alexander James Taylor (25–50% of shares) and Mrs Katherine Mary Taylor (25–50% of shares).
Who runs Busby Finance?
Companies House lists one director of Busby Finance: Alexander James Taylor.
How long has Busby Finance been in business?
The company was formed on 2 April 2019.
What do Busby Finance’s latest accounts show?
Its latest accounts, to 30 April 2025, show net assets of £6,077 (−46% from £11.3k) and cash at bank of £2,449 (−73% from £8,926).
Does Busby Finance use any other names?
It trades as Asset Finance Solutions. It has previously used the name Alexander Taylor.

Sources and links

The full report on Busby Finance Ltd

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