Business Insurance Solutions Limited

Reference number: 513256

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When businessinsurancesolutions.co.uk first appeared online, and whether it can receive email
  • What kind of line 0333 202 3542 is
  • Who else gives the postcode GU1 4UP
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Other names (77)

If you were contacted under any of these names, it is this firm.

  • Bike Compare Trading name
  • BikeCompare Direct Trading name
  • Bike Insurance.co.uk Trading name
  • Bike Insurance Warehouse Trading name
  • Bikeline Direct Trading name
  • Bikeline Insurance Trading name
  • Bikelineinsurance.co.uk Trading name
  • Boatline Insurance Trading name
  • Boatlineinsurance.co.uk Trading name
  • Business Compare Trading name
  • BusinessCompare Direct Trading name
  • BusinessLine Direct Trading name
  • Caravanline Insurance Trading name
  • Caravanlineinsurance.co.uk Trading name
  • Car Compare Trading name
  • CarCompare Direct Trading name
  • Carline Direct Trading name
  • Carline Insurance Trading name
  • Carlineinsurance.co.uk Trading name
  • comparegroup.com Trading name
  • Connectaquote Bike Insurance Trading name
  • Connectaquote Car Insurance Trading name
  • Connectaquote Home Insurance Trading name
  • Connectaquote Van Insurance Trading name
  • Coverline Insurance Trading name
  • Coverlineinsurance.co.uk Trading name
  • Home Compare Trading name
  • HomeCompare Direct Trading name
  • Homeline Direct Trading name
  • Homeline Insurance Trading name
  • Homelineinsurance.co.uk Trading name
  • InsuranceLine Direct Trading name
  • Insurance Line UK Trading name
  • InsurancelineUK.com Trading name
  • Liability Compare Trading name
  • LiabilityCompare.com Trading name
  • Liabilitycompare.co.uk Trading name
  • Liabilityinsurance.co.uk Trading name
  • Liabilityline Direct Trading name
  • Liabilitylinedirect.co.uk Trading name
  • Liabilityline Insurance Trading name
  • Liabilitylineinsurance.co.uk Trading name
  • Motorcycleline Insurance Trading name
  • Motorcyclelineinsurance.co.uk Trading name
  • SMEline Insurance Trading name
  • SMElineinsurance.co.uk Trading name
  • Tradeline Insurance Trading name
  • Tradelineinsurance.co.uk Trading name
  • Tradesman Compare Trading name
  • TradesmanCompare.com Trading name
  • Tradesmancompare.co.uk Trading name
  • Travelline Insurance Trading name
  • Travellineinsurance.co.uk Trading name
  • VanAssure.co.uk Trading name
  • Van Compare Trading name
  • Van Compare Direct Trading name
  • VanInsuranceBrokers.com Trading name
  • VanInsurance.co.uk Trading name
  • Van Insurance Warehouse Trading name
  • Vanline Direct Trading name
  • Vanline Insurance Trading name
  • Vanlineinsurance.co.uk Trading name
  • WeCompare Direct Trading name
  • Van Compare Limited Former name
  • VCIL Limited Former name
  • BusinessCompare.com Former trading name
  • Businessline Direct.com Former trading name
  • Homeline Direct.com Former trading name
  • Insuranceline Direct.Com Former trading name
  • Liability Direct Former trading name
  • Liability Direct.com Former trading name
  • Motorline Direct Former trading name
  • Motorline Direct.com Former trading name
  • RAC Van Insurance Former trading name
  • VanCompare.com Former trading name
  • Van Cover UK Former trading name
  • VanlineDirect.com Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06837377
Company status
Active
Company type
Private limited company
Incorporated
5 March 2009 (17 years old)
Registered office
1st Floor, 2 Bishops Wharf, Walnut Tree Close, Guildford, GU1 4UP, England
Nature of business
  • Non-life insurance (SIC 65120)

Directors and company secretaries

Name Role Born Appointed Other companies
Lance Testa Director Jan 1970 17 Sep 2018 None
Philip Hammon Director Sep 1965 13 Feb 2023 None
Joel William Connelly Director Sep 1991 6 Mar 2024 1 other company

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 9 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 June 2025Full accountsAudited

Turnover

£35.7m

+46% from £24.5m

Profit before tax

£12.1m

+195% from £4.11m

Total equity

£12.0m

+26% from £9.49m

Cash at bank

£1.94m

+806% from £214k

Turnover and profit

In the full report: all 5 years of accounts

  • Every year from 2021 to 2025
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 06837377. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Business Insurance Solutions’s history from the FCA register and Companies House, newest first.

Key events (28) All events (162)

2024

6 March 2024

  • David Barrett no longer has significant control
  • Joel William Connelly gained significant control

Companies House

2023

8 February 2023

  • David Barrett gained significant control
  • Euan Marlow McDonald no longer has significant control

Companies House

2022

24 June 2022

  • Paul Steffens no longer has significant control

Companies House

6 June 2022

  • Centurian 888 Global Ltd gave up control
  • Centurian Enterprise Trust gave up control
  • Paul Steffens gained significant control

Companies House

2018

1 July 2018

  • Lj Capital Limited no longer has significant control
  • Quadrangle Trustee Services Ltd no longer has significant control

Companies House

1 January 2018

  • Lj Capital Limited gained significant control
  • Quadrangle Trustee Services Ltd gained significant control

Companies House

2017

21 November 2017

  • Lj Capital Limited stopped being a part-owner
  • Quadrangle Trustee Services Ltd stopped being a part-owner

Companies House

30 September 2017

  • James Richard Blake no longer has significant control

Companies House

2016

21 September 2016

  • Changed its registered name from "VCIL Limited"

FCA register

1 July 2016

  • Centurian 888 Global Ltd took control (75–100% of shares)
  • Centurian Enterprise Trust took control (75–100% of shares)
  • Euan Marlow McDonald gained significant control
  • James Richard Blake gained significant control
  • Lj Capital Limited became a part-owner (25–50% of shares)
  • Quadrangle Trustee Services Ltd became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2012

1 July 2012

  • Board replaced: both directors left and 2 new directors took over

Companies House

2010

22 October 2010

  • Changed its registered name from "Van Compare Limited"

FCA register

1 April 2010

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2009

5 March 2009

  • Incorporated at Companies House

Companies House

In the full report: all 162 events

  • All 162 events in its history (28 shown here)
  • Every director appointment and resignation: 15
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Firms like Business Insurance Solutions

Other firms of the same type (insurance broker), nearest first.

In Guildford

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Business Insurance Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 5 years of accounts, charted
  • All 162 events in its history

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Frequently asked questions about this firm

Is Business Insurance Solutions Limited FCA authorised?
Yes, Business Insurance Solutions Limited (FRN 513256) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2010 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Business Insurance Solutions’ phone number and website?
The FCA register lists the phone number 0333 202 3542 and the website businessinsurancesolutions.co.uk for Business Insurance Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is Business Insurance Solutions a scam or clone?
Business Insurance Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Business Insurance Solutions?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Business Insurance Solutions to the Financial Ombudsman Service, free of charge.
Who owns Business Insurance Solutions?
Companies House lists one person with significant control of Business Insurance Solutions: Mr Joel William Connelly (significant influence or control). Before that, it was controlled by Mr Euan Marlow McDonald, Mr David Barrett and Centurian Enterprise Trust.
Who runs Business Insurance Solutions?
Companies House lists 3 directors of Business Insurance Solutions: Lance Testa, Philip Hammon and Joel William Connelly.
How long has Business Insurance Solutions been in business?
The company was formed on 5 March 2009, and has held its current FCA authorisation since April 2010.
What do Business Insurance Solutions’ latest accounts show?
Its latest accounts, to 30 June 2025, show turnover of £35.7m (+46% from £24.5m) and profit before tax of £12.1m (+195% from £4.11m).
Does Business Insurance Solutions use any other names?
It trades as Bike Compare, BikeCompare Direct, Bike Insurance.co.uk, Bike Insurance Warehouse and Bikeline Direct, and 58 more names. It has previously used 14 other names, including Van Compare Limited, VCIL Limited and BusinessCompare.com.

Sources and links

The full report on Business Insurance Solutions Limited

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