Risk Assurance Management Limited

Reference number: 306891

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When ram-ltd.co.uk first appeared online, and whether it can receive email
  • What kind of line 0370 720 0780 is
  • Who else gives the postcode GU1 4QW
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FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
14 October 1977 (49 years old)
Registered office
24 Picton House Hussar Court, Waterlooville, Hampshire, PO7 7SQ, England
Nature of business
  • Other activities auxiliary to insurance and pension funding (SIC 66290)

Directors and company secretaries

Name Role Born Appointed Other companies
Richard Charles Ashley-Davies Director Oct 1981 1 Jun 2011 None
Samantha Jane Corby Director Sep 1974 1 Jun 2011 None
Robert Peter Stemp Director Sep 1979 1 Jun 2011 None
Elizabeth Verity Director Mar 1975 26 Feb 2015 None
David Christopher Ashley-Davies Director Jun 1944 Not published None
Samantha Jane Corby Secretary Not published 1 Oct 2013 –

In the full report: every company its directors have run

  • Confirmation that these 5 directors run no other company
  • All 9 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsAudited

Net assets

£435k

−45% from £787k

Cash at bank

£1.64m

+18% from £1.39m

Employees (average)

14

−6.7% from 15

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 01334065. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Risk Assurance Management’s history from the FCA register and Companies House, newest first.

2016

6 April 2016

  • David Christopher Ashley-Davies became the majority owner (50–75% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2005

14 January 2005

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1977

14 October 1977

  • Incorporated at Companies House

Companies House

In the full report: all 18 events

  • All 18 events in its history (5 shown here)
  • Every director appointment and resignation: 11
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Firms like Risk Assurance Management

Other firms of the same type (insurance broker), nearest first.

In Guildford

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Risk Assurance Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 18 events in its history

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Frequently asked questions about this firm

Is Risk Assurance Management Limited FCA authorised?
Yes, Risk Assurance Management Limited (FRN 306891) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Risk Assurance Management’s phone number and website?
The FCA register lists the phone number 0370 720 0780 and the website ram-ltd.co.uk for Risk Assurance Management. If you were given different contact details, use these to check with the firm before going any further.
Is Risk Assurance Management a scam or clone?
Risk Assurance Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Risk Assurance Management?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Risk Assurance Management to the Financial Ombudsman Service, free of charge.
Who owns Risk Assurance Management?
Companies House lists one person with significant control of Risk Assurance Management: Mr David Christopher Ashley-Davies (50–75% of shares).
Who runs Risk Assurance Management?
Companies House lists 5 directors of Risk Assurance Management: Richard Charles Ashley-Davies, Samantha Jane Corby, Robert Peter Stemp, Elizabeth Verity and David Christopher Ashley-Davies.
How long has Risk Assurance Management been in business?
The company was formed on 14 October 1977, and has held its current FCA authorisation since January 2005.
What do Risk Assurance Management’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £435k (−45% from £787k) and cash at bank of £1.64m (+18% from £1.39m).

Sources and links

The full report on Risk Assurance Management Limited

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