C & A Funeral Services Ltd: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 4 years
Protected through the principal
No FCA actions
Active company since 2011
Accounts filed up to 30 June 2025

Responsible principal firm

Ecclesiastical Planning Services Limited Reference number: 958152 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
C & A Funeral Services Ltd (FRN 982243) is an AR of Ecclesiastical Planning Services Limited (FRN 958152). When you use C & A Funeral Services's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from C & A Funeral Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

01875 818366
Address

126 High Street, Prestonpans, East Lothian, EH32 9AD, United Kingdom

In the full report: 2 background checks

What kind of line 01875 818366 is
Who else gives the postcode EH32 9AD

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Ecclesiastical Planning Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: SC401831 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 16 June 2011 (15 years old)
Registered office: 126 High Street, Prestonpans, East Lothian, EH32 9AD, Scotland
Nature of business: Funeral and related activities (SIC 96030)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Christina Scott Simmonte	Director	Sep 1963	16 Jun 2011	None
John Simmonte	Director	Apr 1954	16 Jun 2011	1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company: 1
closed down: 1

In the full report: all 1 company, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
All 5 people who have ever been directors, with their dates

Filed accounts and finances

Year to 30 June 2025Micro-entity accountsNot audited

Net assets

£6,154

−28% from £8,587

Employees (average)

4

+33% from 3

Owed within a year

£12.4k

+11% from £11.2k

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2019 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC401831. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

C & A Funeral Services’s history from the FCA register and Companies House, newest first.

Key events (3) All events (11)

2022

1 September 2022

Became an appointed representative

FCA register

2016

1 July 2016

John Simmonte took control (75–100% of shares)

Companies House

2011

16 June 2011

Incorporated at Companies House

Companies House

In the full report: all 11 events

All 11 events in its history (3 shown here)
Every director appointment and resignation: 8

Firms connected to C & A Funeral Services

Other FCA-listed firms that share a director, phone number or address with C & A Funeral Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share its postcode: 1

In the full report: the connected firm, named

How it is linked: the same postcode (1)
Who links it to this firm: the named directors, with dates

Firms like C & A Funeral Services

Other firms of the same type (funeral director), nearest first.

In the Edinburgh (EH) postcode area

Andrew Gauld Independent Funeral Directors LtdEdinburghAppointed representative Brownings Funeral Directors LtdBathgateAppointed representative Ian W Davidson, James Davidson & Jon DavidsonLoanheadAppointed representative Mark Porteous Funeral Directors LtdJuniper GreenAppointed representative Messrs J & T McColgan Funeral Directors LtdEdinburghAppointed representative Porteous Funeral Directors Midlothian LimitedJuniper GreenAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on C & A Funeral Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

1 other company its directors have run, named
2 background checks on its contact details
7 years of accounts, charted
All 11 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is C & A Funeral Services Ltd FCA authorised?

C & A Funeral Services Ltd (FRN 982243) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for C & A Funeral Services?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. C & A Funeral Services Ltd (FRN 982243) is an AR of Ecclesiastical Planning Services Limited (FRN 958152). When you use C & A Funeral Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from C & A Funeral Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is C & A Funeral Services’ phone number?

The FCA register lists the phone number 01875 818366 for C & A Funeral Services. If you were given different contact details, use these to check with the firm before going any further.

Is C & A Funeral Services a scam or clone?

C & A Funeral Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with C & A Funeral Services?

Protection works through Ecclesiastical Planning Services Limited, the principal firm responsible for C & A Funeral Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns C & A Funeral Services?

Companies House lists one person with significant control of C & A Funeral Services: Mr John Simmonte (75–100% of shares).

Who runs C & A Funeral Services?

Companies House lists 2 directors of C & A Funeral Services: Christina Scott Simmonte and John Simmonte.

How long has C & A Funeral Services been in business?

The company was formed on 16 June 2011.

What do C & A Funeral Services’ latest accounts show?

Its latest accounts, to 30 June 2025, show net assets of £6,154 (−28% from £8,587).