Messrs J & T McColgan Funeral Directors Ltd

Reference number: 815394

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Golden Charter Limited Reference number: 965279 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • MESSRS J & T MCCOLGAN FUNERAL DIRECTORS LTD (FRN 815394) is an AR of Golden Charter Limited (FRN 965279). When you use MESSRS J & T MCCOLGAN FUNERAL DIRECTORS's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from MESSRS J & T MCCOLGAN FUNERAL DIRECTORS, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When jtmccolgan.co.uk first appeared online, and whether it can receive email
  • What kind of line 0141 941 0700 is
  • Who else gives the postcode EH2 1EE
Instant PDF download

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Golden Charter Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC413296
Company status
Active
Company type
Private limited company
Incorporated
16 December 2011 (14 years old)
Registered office
77 Hanover Street, Edinburgh, EH2 1EE, Scotland
Nature of business
  • Funeral and related activities (SIC 96030)

Directors and company secretaries

Name Role Born Appointed Other companies
Jane Patricia Mcallister Director Mar 1971 16 Dec 2011 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
Instant PDF download

Filed accounts and finances

Year to 30 September 2025Small company accountsNot audited

Net assets

£34.6k

−79% from £164k

Cash at bank

£51.2k

+124% from £22.8k

Employees (average)

6

Same as 6

Owed within a year

£160k

+1.2% from £158k

Net assets

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC413296. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Messrs J & T McColgan Funeral Directors’s history from the FCA register and Companies House, newest first.

2018

2 August 2018

  • Became an appointed representative

FCA register

2016

1 July 2016

  • Jane Patricia McAllister took control (75–100% of shares)

Companies House

2011

16 December 2011

  • Incorporated at Companies House
  • Jane Patricia McAllister appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Messrs J & T McColgan Funeral Directors

Other firms of the same type (funeral director), nearest first.

In Edinburgh

Andrew Gauld Independent Funeral Directors LtdEdinburghAppointed representativeWilliam Purves (Funeral Directors) LimitedEdinburghAppointed representative

In the Edinburgh (EH) postcode area

Brownings Funeral Directors LtdBathgateAppointed representativeC & A Funeral Services LtdPrestonpansAppointed representativeIan W Davidson, James Davidson & Jon DavidsonLoanheadAppointed representativeMark Porteous Funeral Directors LtdJuniper GreenAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Messrs J & T McColgan Funeral Directors

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 4 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Messrs J & T McColgan Funeral Directors Ltd FCA authorised?
Messrs J & T McColgan Funeral Directors Ltd (FRN 815394) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Messrs J & T McColgan Funeral Directors?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Messrs J & T McColgan Funeral Directors Ltd (FRN 815394) is an AR of Golden Charter Limited (FRN 965279). When you use Messrs J & T McColgan Funeral Directors's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Messrs J & T McColgan Funeral Directors, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Messrs J & T McColgan Funeral Directors’ phone number and website?
The FCA register lists the phone number 0141 941 0700 and the website jtmccolgan.co.uk for Messrs J & T McColgan Funeral Directors. If you were given different contact details, use these to check with the firm before going any further.
Is Messrs J & T McColgan Funeral Directors a scam or clone?
Messrs J & T McColgan Funeral Directors is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Messrs J & T McColgan Funeral Directors?
Protection works through Golden Charter Limited, the principal firm responsible for Messrs J & T McColgan Funeral Directors's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Messrs J & T McColgan Funeral Directors?
Companies House lists one person with significant control of Messrs J & T McColgan Funeral Directors: Mrs Jane Patricia McAllister (75–100% of shares).
Who runs Messrs J & T McColgan Funeral Directors?
Companies House lists one director of Messrs J & T McColgan Funeral Directors: Jane Patricia McAllister.
How long has Messrs J & T McColgan Funeral Directors been in business?
The company was formed on 16 December 2011.
What do Messrs J & T McColgan Funeral Directors’ latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £34.6k (−79% from £164k) and cash at bank of £51.2k (+124% from £22.8k).

Sources and links

The full report on Messrs J & T McColgan Funeral Directors Ltd

£19.99 · Instant PDF download

Loading secure checkout…