C M Loans Limited

Reference number: 708352

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07805 484288

  • Address

    22 Ironbridge Road, Tongwynlais, Cardiff, CF15 7NJ, United Kingdom

In the full report: 2 background checks

  • What kind of line 07805 484288 is
  • Who else gives the postcode CF15 7NJ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • G E FINANCE LIMITED Former name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • Entering into a regulated home credit loan agreement as lender
  • Exercising or having the right to exercise the lender's rights and duties under a regulated home credit loan agreement

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
08317832
Company status
Active
Company type
Private limited company
Incorporated
4 December 2012 (13 years old)
Registered office
Old Bank Chambers, 582-586 Kingsbury Road, Erdington, West Midlands, B24 9ND
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Colin Morris Director Jun 1972 4 Dec 2012 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • Both people who have been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Full accountsNot audited

Net assets

£107k

−7% from £115k

Cash at bank

£5,791

+21% from £4,785

Owed within a year

£12.8k

−43% from £22.3k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 08317832. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

C M Loans’s history from the FCA register and Companies House, newest first.

Key events (5) All events (10)

2016

1 July 2016

  • Colin Morris took control (75–100% of shares)

Companies House

21 March 2016

  • Changed its registered name from "G E FINANCE LIMITED"

FCA register

2015

18 December 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2012

4 December 2012

  • Incorporated at Companies House

Companies House

In the full report: all 10 events

  • All 10 events in its history (5 shown here)
  • Every director appointment and resignation: 3
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Firms like C M Loans

Other firms of the same type (lender), nearest first.

In Cardiff

EUI LimitedCardiffAuthorisedBlack Horse LimitedCardiffAuthorisedAble Insurance Services LimitedCardiffAuthorisedAMG Wealth Solutions LLPCardiffAuthorisedAmie WortonCardiffAuthorisedChris Leach and Associates LimitedCardiffAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on C M Loans

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 10 events in its history

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Frequently asked questions about this firm

Is C M Loans Limited FCA authorised?
Yes, C M Loans Limited (FRN 708352) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2015 and works as a lender. The FCA has placed no limits on its permissions.
What is C M Loans’ phone number?
The FCA register lists the phone number 07805 484288 for C M Loans. If you were given different contact details, use these to check with the firm before going any further.
Is C M Loans a scam or clone?
C M Loans is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with C M Loans?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how C M Loans handles your money, so check the specific product before you commit. You can also refer complaints about C M Loans to the Financial Ombudsman Service, free of charge.
Who owns C M Loans?
Companies House lists one person with significant control of C M Loans: Mr Colin Morris (75–100% of shares).
Who runs C M Loans?
Companies House lists one director of C M Loans: Colin Morris.
How long has C M Loans been in business?
The company was formed on 4 December 2012, and has held its current FCA authorisation since December 2015.
What do C M Loans’ latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £107k (−7% from £115k) and cash at bank of £5,791 (+21% from £4,785).
Does C M Loans use any other names?
It has previously used the name G E FINANCE LIMITED.

Sources and links

The full report on C M Loans Limited

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