Cadogan Estates Limited

Reference number: 409315

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Cadogan Estates Limited (FRN 409315) is an AR of Zurich Insurance Company Ltd (FRN 959113). When you use Cadogan Estates's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Cadogan Estates, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    020 7730 4567

  • Address

    10 Duke of York Square, London, SW3 4LY, United Kingdom

In the full report: 2 background checks

  • What kind of line 020 7730 4567 is
  • Who else gives the postcode SW3 4LY
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Zurich Insurance Company Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
22 March 1961 (65 years old)
Registered office
10 Duke Of York Square, London, SW3 4LY, England
Nature of business
  • Other letting and operating of own or leased real estate (SIC 68209)

Directors and company secretaries

Name Role Born Appointed Other companies
Hugh Richard Seaborn Director May 1962 19 Dec 2008 50 other companies
Paul Morris Loutit Director Feb 1968 31 Oct 2018 20 other companies
Stuart Andrew Wetherly Director Sep 1977 3 Feb 2025 57 other companies
Paul Morris Loutit Secretary Not published 4 Dec 2003 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
88
closed down
11
run together
24

In the full report: all 88 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 24 companies these 3 directors run together
  • All 12 people who have ever been directors, with their dates
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Key dates in its history

Cadogan Estates’s history from the FCA register and Companies House, newest first.

2016

6 April 2016

  • Cadogan Group Limited took control (75–100% of shares)

Companies House

2005

14 January 2005

  • Became an appointed representative

FCA register

1961

22 March 1961

  • Incorporated at Companies House

Companies House

In the full report: all 20 events

  • All 20 events in its history (3 shown here)
  • Every director appointment and resignation: 17
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Firms connected to Cadogan Estates

Other FCA-listed firms that share a director, phone number or address with Cadogan Estates. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like Cadogan Estates

Other firms of the same type (insurance broker), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Cadogan Estates

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 88 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 20 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Cadogan Estates Limited FCA authorised?
Cadogan Estates Limited (FRN 409315) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Cadogan Estates?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Cadogan Estates Limited (FRN 409315) is an AR of Zurich Insurance Company Ltd (FRN 959113). When you use Cadogan Estates's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Cadogan Estates, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Cadogan Estates’ phone number?
The FCA register lists the phone number 020 7730 4567 for Cadogan Estates. If you were given different contact details, use these to check with the firm before going any further.
Is Cadogan Estates a scam or clone?
Cadogan Estates is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Cadogan Estates?
Protection works through Zurich Insurance Company Ltd, the principal firm responsible for Cadogan Estates's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Cadogan Estates?
Cadogan Estates is owned by Cadogan Group Limited, which holds 75–100% of shares, since 6 April 2016.
Who runs Cadogan Estates?
Companies House lists 3 directors of Cadogan Estates: Hugh Richard Seaborn, Paul Morris Loutit and Stuart Andrew Wetherly.
How long has Cadogan Estates been in business?
The company was formed on 22 March 1961.

Sources and links

The full report on Cadogan Estates Limited

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