Cailora Ltd

Reference number: 1023986

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Registered with the FCA

This firm is registered as a small payment institution. That is a lighter regime than full FCA authorisation, applied to smaller payment firms, and safeguarding of customer money is optional at this size.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When cailora.com first appeared online, and whether it can receive email
  • What kind of line 07786 176128 is
  • Whether EC1V 2NX is a shared office: 214 other firms give it
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • MUNI VENTURES LTD Former name
  • Folosna Former trading name

FCA permissions and consumer protection

  • Handle payments & transfers No FSCS cover
    Safeguarding is optional for a payment firm of this size, so your money may not be held in a separate protected account. Ask the firm whether it safeguards customer funds before sending it money. FSCS protection does not apply either way.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • 6. Money remittance.

Limits on what they may do

  • Agents
    The firm will not onboard any agents.
  • Director or person responsible for management at the firm
    In the event that any director or person responsible for management (PSD individual) ceases to perform managerial functions at the firm, the firm must cease within 90 days - the registering and onboarding of new payment service users; and the provision of payment services to any new customers or payment service users, until the relevant PSD individual notification(s) has been processed by the FCA.
  • Provision of payment services
    The firm will provide money remittance services to the payment service users transmitting funds to Egypt only.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
14882635
Company status
Active
Company type
Private limited company
Incorporated
19 May 2023 (3 years old)
Registered office
128 City Road, London, EC1V 2NX, United Kingdom
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Riad Fawzi (Dr) Director Feb 1975 19 May 2023 3 other companies
Tarek Rouchdy Director Nov 1954 19 May 2023 2 other companies
Francesco Di Mauro Director Jun 1973 31 Jul 2026 7 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
12
closed down
3
is FCA-registered
1

In the full report: all 12 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 May 2025Micro-entity accountsNot audited

Net assets

£1,038

Up £529 from £509

Employees (average)

3

+50% from 2

Owed within a year

£1,336

No earlier figure to compare

Net assets

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14882635. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Cailora’s history from the FCA register and Companies House, newest first.

Key events (12) All events (20)

2025

23 September 2025

  • Changed its registered name from "MUNI VENTURES LTD"

FCA register

11 August 2025

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Agents)
  • FCA imposed a requirement (Director or person responsible for management at the firm)
  • FCA imposed a requirement (Provision of payment services)
  • Registered as a small payment institution

FCA register

7 August 2025

  • Supervised by HMRC under the money laundering rules from this date

FCA register

2024

26 September 2024

  • Lina Maria Monten-Lister stopped being a part-owner

Companies House

2023

12 July 2023

  • Lina Maria Monten-Lister became a part-owner (25–50% of shares)

Companies House

19 May 2023

  • Incorporated at Companies House
  • Riad Fawzi became a part-owner (25–50% of shares)
  • Tarek Rouchdy became a part-owner (25–50% of shares)

Companies House

In the full report: all 20 events

  • All 20 events in its history (12 shown here)
  • Every director appointment and resignation: 5
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Firms connected to Cailora

Other FCA-listed firms that share a director, phone number or address with Cailora. A link shows who the firm is tied to, not whether either can be trusted.

past link
1

In the full report: all 0 connected firms, named

  • 1 past link through former directors
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Firms like Cailora

Other firms of the same type (payment or money transfer firm), nearest first.

In London

StoneX Financial LtdLondonAuthorisedReal Transfer LimitedLondonAuthorisedOnafriq UK LimitedLondonAuthorisedDaytona Capital Management LimitedLondonAuthorisedSable International FX LimitedLondonAuthorisedTrolley Payments UK LtdLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Cailora

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 12 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • All 20 events in its history

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Frequently asked questions about this firm

Is Cailora Ltd FCA authorised?
Yes, Cailora Ltd (FRN 1023986) is registered with the FCA and permitted to provide its regulated services.
What is Cailora’s phone number and website?
The FCA register lists the phone number 07786 176128 and the website cailora.com for Cailora. If you were given different contact details, use these to check with the firm before going any further.
Is Cailora a scam or clone?
Cailora is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Cailora?
Protection depends on which product you hold and how Cailora handles your money, so check the specific product before you commit. You can also refer complaints about Cailora to the Financial Ombudsman Service, free of charge.
Who owns Cailora?
Companies House lists 2 people with significant control of Cailora: Tarek Rouchdy (25–50% of shares) and Dr Riad Fawzi (25–50% of shares). Before that, it was controlled by Ms. Lina Maria Monten-Lister.
Who runs Cailora?
Companies House lists 3 directors of Cailora: Riad Fawzi (Dr), Tarek Rouchdy and Francesco Di Mauro.
How long has Cailora been in business?
The company was formed on 19 May 2023, and has held its current FCA authorisation since August 2025.
What do Cailora’s latest accounts show?
Its latest accounts, to 31 May 2025, show net assets of £1,038 (up £529 from £509).
Does Cailora use any other names?
It has previously used 2 other names: MUNI VENTURES LTD and Folosna.

Sources and links

The full report on Cailora Ltd

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