Cairngorm Vets Ltd

Reference number: 1024629

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • CAIRNGORM VETS LTD (FRN 1024629) introduces customers to TVIS Limited (FRN 523215). Any regulated advice or arranging is done by the principal, not CAIRNGORM VETS.
  • Example: if CAIRNGORM VETS refers you to a financial adviser, the advice should come from the principal firm, not from CAIRNGORM VETS itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01479 816750

  • Address

    Unit 11I, Achnagonalin Industrial Estate, Grantown-On-Spey, Highland, PH26 3TA, United Kingdom

In the full report: 2 background checks

  • What kind of line 01479 816750 is
  • Who else gives the postcode PH26 3TA
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through TVIS Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
18 March 2024 (2 years old)
Registered office
Unit 11i Achnagonalin Industrial Estate, Grantown-On-Spey, Highland, PH26 3TA, Scotland
Nature of business
  • Veterinary activities (SIC 75000)

Directors and company secretaries

Name Role Born Appointed Other companies
Eilidh Mackay Kirkbride Director Mar 1981 18 Mar 2024 None
Nicola Ann Morrison Director Sep 1991 18 Mar 2024 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 31 March 2026Micro-entity accountsNot audited

Net assets

£46.5k

Up £77.0k from −£30.5k

Employees (average)

6

+100% from 3

Owed within a year

£80.8k

−11% from £91.0k

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC803473. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Cairngorm Vets’s history from the FCA register and Companies House, newest first.

2025

16 January 2025

  • Became an introducer appointed representative

FCA register

2024

18 March 2024

  • Incorporated at Companies House
  • Eilidh Mackay Kirkbride became a part-owner (25–50% of shares)
  • Nicola Ann Morrison became a part-owner (25–50% of shares)

Companies House

In the full report: all 7 events

  • All 7 events in its history (4 shown here)
  • Every director appointment and resignation: 2
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Firms like Cairngorm Vets

Other firms of the same type (insurance broker), nearest first.

In the Perth (PH) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Cairngorm Vets

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 7 events in its history

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Frequently asked questions about this firm

Is Cairngorm Vets Ltd FCA authorised?
Cairngorm Vets Ltd (FRN 1024629) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Cairngorm Vets?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Cairngorm Vets Ltd (FRN 1024629) introduces customers to TVIS Limited (FRN 523215). Any regulated advice or arranging is done by the principal, not Cairngorm Vets. Example: if Cairngorm Vets refers you to a financial adviser, the advice should come from the principal firm, not from Cairngorm Vets itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Cairngorm Vets’ phone number?
The FCA register lists the phone number 01479 816750 for Cairngorm Vets. If you were given different contact details, use these to check with the firm before going any further.
Is Cairngorm Vets a scam or clone?
Cairngorm Vets is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Cairngorm Vets?
Protection works through TVIS Limited, the principal firm responsible for Cairngorm Vets's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Cairngorm Vets?
Companies House lists 2 people with significant control of Cairngorm Vets: Ms Nicola Ann Morrison (25–50% of shares) and Ms Eilidh Mackay Kirkbride (25–50% of shares).
Who runs Cairngorm Vets?
Companies House lists 2 directors of Cairngorm Vets: Eilidh Mackay Kirkbride and Nicola Ann Morrison.
How long has Cairngorm Vets been in business?
The company was formed on 18 March 2024.
What do Cairngorm Vets’ latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £46.5k (up £77.0k from −£30.5k).

Sources and links

The full report on Cairngorm Vets Ltd

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