Caledon Cover Limited

Reference number: 1014161

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

MGA Managers Limited Reference number: 771791 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Caledon Cover Limited (FRN 1014161) is an AR of MGA Managers Limited (FRN 771791). When you use Caledon Cover's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Caledon Cover, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07717 343069

  • Address

    Kingfisher House, Peel Avenue, Wakefield, WF2 7UA, United Kingdom

In the full report: 2 background checks

  • What kind of line 07717 343069 is, and the 2 other firms that give it
  • Who else gives the postcode WF2 7UA
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Cogent Cover Limited Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through MGA Managers Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
15102120
Company status
Active
Company type
Private limited company
Incorporated
29 August 2023 (3 years old)
Registered office
Kingfisher House, Peel Avenue, Wakefield, WF2 7UA, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Stephen Mark Cole Director Oct 1964 29 Aug 2023 5 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
closed down
2
still active
3

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 August 2025Abridged accountsNot audited

Net assets

£146k

−25% from £195k

Cash at bank

£0

Same as £0

Employees (average)

0

Same as 0

Owed within a year

£15.1k

Same as £15.1k

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15102120. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Caledon Cover’s history from the FCA register and Companies House, newest first.

2024

6 August 2024

  • Changed its registered name from "Cogent Cover Limited"

FCA register

25 June 2024

  • Became an appointed representative

FCA register

2023

1 November 2023

  • Awhina Limited gave up control
  • Caledon Holdings Limited took control (75–100% of shares)

Companies House

29 August 2023

  • Incorporated at Companies House
  • Awhina Limited took control (75–100% of shares)
  • Stephen Mark Cole appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Caledon Cover

Other FCA-listed firms that share a director, phone number or address with Caledon Cover. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share its phone number
2
share its postcode
2

In the full report: all 4 connected firms, named

  • How each is linked: the same phone number (2), the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Caledon Cover

Other firms of the same type (insurance broker), nearest first.

In Wakefield

Innstone Healthcare LimitedWakefieldAppointed representativeCommercial Select LimitedWakefieldAppointed representativeCranswick Property Services LtdWakefieldAppointed representativeFuture Group (UK) LimitedWakefieldAppointed representativeKieran PatelWakefieldAppointed representativeMichael Oliver Financial Consulting LimitedWakefieldAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Caledon Cover

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 7 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Caledon Cover Limited FCA authorised?
Caledon Cover Limited (FRN 1014161) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Caledon Cover?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Caledon Cover Limited (FRN 1014161) is an AR of MGA Managers Limited (FRN 771791). When you use Caledon Cover's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Caledon Cover, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Caledon Cover’s phone number?
The FCA register lists the phone number 07717 343069 for Caledon Cover. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 2 other FCA firms.
Is Caledon Cover a scam or clone?
Caledon Cover is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Caledon Cover?
Protection works through MGA Managers Limited, the principal firm responsible for Caledon Cover's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Caledon Cover?
Caledon Cover is owned by Caledon Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 1 November 2023. Before that, it was controlled by Awhina Limited.
Who runs Caledon Cover?
Companies House lists one director of Caledon Cover: Stephen Mark Cole.
How long has Caledon Cover been in business?
The company was formed on 29 August 2023.
What do Caledon Cover’s latest accounts show?
Its latest accounts, to 31 August 2025, show net assets of £146k (−25% from £195k) and cash at bank of £0 (same as £0).
Does Caledon Cover use any other names?
It has previously used the name Cogent Cover Limited.

Sources and links

The full report on Caledon Cover Limited

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