Innstone Healthcare Limited
Reference number: 1001705
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 3 years
- Protected through the principal
- No FCA actions
- Active company since 2022
- Accounts filed up to 31 March 2026
- On its latest accounts it owed £13.8k more than it owned
Responsible principal firm
WPA Healthcare Practice Plc Reference number: 757721 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Innstone Healthcare Limited (FRN 1001705) is an AR of WPA Healthcare Practice Plc (FRN 757721). When you use Innstone Healthcare's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Innstone Healthcare, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
5 Low Farm, Wakefield Road, Grange Moor, Wakefield, Kirklees, WF4 4BB, United Kingdom
In the full report: 3 background checks
- When wpa.org.uk first appeared online, and whether it can receive email
- What kind of line 07918 558423 is
- Who else gives the postcode WF4 4BB
FCA permissions and consumer protection
- Protection through the principal firmProtection works through WPA Healthcare Practice PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 14555781 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 23 December 2022 (3 years old)
- Registered office
- Jordangate House, Jordangate, Macclesfield, SK10 1EQ, England
- Nature of business
-
- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Anthony Severin Bruce Pedersen | Director | Apr 1973 | 23 Dec 2022 | None |
| Richard Gregory Pinker | Director | Sep 1955 | 5 Feb 2026 | None |
| Susan Jayne Pinker | Director | Nov 1957 | 5 Feb 2026 | None |
In the full report: every company its directors have run
- Confirmation that these 3 directors run no other company
- All 4 people who have been directors, with their dates
Filed accounts and finances
Net assets
−£13.8k
−923% from £1,671
Cash at bank
£613
Up £235 from £378
Employees (average)
3
+50% from 2
Net assets are negative: on its last balance sheet the company owed £13.8k more than it owned.
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 14555781. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Innstone Healthcare’s history from the FCA register and Companies House, newest first.
2026
5 February 2026
- Lorin-Leigh Pedersen stopped being a part-owner
Companies House
2023
4 September 2023
- Became an appointed representative
FCA register
2022
23 December 2022
- Incorporated at Companies House
- Anthony Severin Bruce Pedersen became a part-owner (25–50% of shares)
- Lorin-Leigh Pedersen became a part-owner (25–50% of shares)
Companies House
In the full report: all 10 events
- All 10 events in its history (5 shown here)
- Every director appointment and resignation: 5
Firms like Innstone Healthcare
Other firms of the same type (insurance broker), nearest first.
In Wakefield
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Innstone Healthcare
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details
- All 10 events in its history
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Frequently asked questions about this firm
Is Innstone Healthcare Limited FCA authorised?
What does appointed representative mean for Innstone Healthcare?
What is Innstone Healthcare’s phone number and website?
Is Innstone Healthcare a scam or clone?
Is my money safe with Innstone Healthcare?
Who owns Innstone Healthcare?
Who runs Innstone Healthcare?
How long has Innstone Healthcare been in business?
What do Innstone Healthcare’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk