Cambrian Funding Limited

Reference number: 725846

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When cambrianfunding.co.uk first appeared online, and whether it can receive email
  • What kind of line 01582 280140 is, and the 7 other firms that give it
  • Who else gives the postcode LU2 0FY
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Other names (5)

If you were contacted under any of these names, it is this firm.

  • Cambrian Trading name
  • cambrianfunding.co.uk Trading name
  • Orchard Lending Club Former trading name
  • QuidFair Former trading name
  • quidfair.co.uk Former trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Credit Broking
  • Debt Administration
  • Debt-collecting
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
08864312
Company status
Active
Company type
Private limited company
Incorporated
28 January 2014 (12 years old)
Registered office
222 Armstrong Road, Luton, LU2 0FY, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Rabinder Singh Takhar Director Feb 1965 28 Jan 2014 14 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
14
closed down
5
went insolvent
2

In the full report: all 14 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • The 2 that went into liquidation or administration
  • The 6 on the FCA register, including one no longer authorised
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 January 2026Full accountsNot audited

Total equity

£8,672

+18% from £7,323

Cash at bank

£27.2k

+72% from £15.8k

Employees (average)

0

Same as 0

Owed within a year

£48.3k

−2.5% from £49.5k

Total equity

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 08864312. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Cambrian Funding’s history from the FCA register and Companies House, newest first.

Key events (8) All events (27)

2022

19 December 2022

  • David Enright stopped being a part-owner
  • Peter Grenville Fletcher stopped being a part-owner

Companies House

2020

9 July 2020

  • David Enright became a part-owner (25–50% of shares)
  • Peter Grenville Fletcher became a part-owner (25–50% of shares)

Companies House

2017

3 October 2017

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

28 January 2017

  • Ravi Takhar became a part-owner (25–50% of shares)

Companies House

2014

28 January 2014

  • Incorporated at Companies House

Companies House

In the full report: all 27 events

  • All 27 events in its history (8 shown here)
  • Every director appointment and resignation: 9
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Firms connected to Cambrian Funding

Other FCA-listed firms that share a director, phone number or address with Cambrian Funding. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
8
share a director
4
share its phone number
7

In the full report: all 8 connected firms, named

  • How each is linked: shared directors (4), the same phone number (7), the same postcode (8)
  • Who links each one: the named directors, with dates
  • 2 past links through former directors
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Firms like Cambrian Funding

Other firms of the same type (lender), nearest first.

In Luton

Associated Premium Funding LimitedLutonAuthorisedBexhill UK LimitedLutonAuthorisedFirst Senior Finance LimitedLutonAuthorisedOakes Finance LimitedLutonAuthorisedOrchard Bond Finance PLCLutonAuthorisedOrchard Finance LimitedLutonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Cambrian Funding

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 14 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 27 events in its history
  • 8 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Cambrian Funding Limited FCA authorised?
Yes, Cambrian Funding Limited (FRN 725846) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2017 and works as a lender. The FCA has placed no limits on its permissions.
What is Cambrian Funding’s phone number and website?
The FCA register lists the phone number 01582 280140 and the website cambrianfunding.co.uk for Cambrian Funding. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 7 other FCA firms.
Is Cambrian Funding a scam or clone?
Cambrian Funding is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Cambrian Funding?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Cambrian Funding handles your money, so check the specific product before you commit. You can also refer complaints about Cambrian Funding to the Financial Ombudsman Service, free of charge.
Who owns Cambrian Funding?
Companies House lists one person with significant control of Cambrian Funding: Mr Ravi Takhar (25–50% of shares). Before that, it was controlled by Mr David Enright and Mr Peter Grenville Fletcher.
Who runs Cambrian Funding?
Companies House lists one director of Cambrian Funding: Rabinder Singh Takhar.
How long has Cambrian Funding been in business?
The company was formed on 28 January 2014, and has held its current FCA authorisation since October 2017.
What do Cambrian Funding’s latest accounts show?
Its latest accounts, to 31 January 2026, show total equity of £8,672 (+18% from £7,323) and cash at bank of £27.2k (+72% from £15.8k).
Does Cambrian Funding use any other names?
It trades as Cambrian and cambrianfunding.co.uk. It has previously used 3 other names: Orchard Lending Club, QuidFair and quidfair.co.uk.

Sources and links

The full report on Cambrian Funding Limited

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