Orchard Bond Finance PLC

Reference number: 733619

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Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When orchardfundinggroupplc.com first appeared online, and whether it can receive email
  • What kind of line 01582 280140 is, and the 7 other firms that give it
  • Who else gives the postcode LU2 0FY
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • CRM Associated Limited Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
  • Credit Broking
  • Debt Administration
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Public limited company
Incorporated
6 September 2010 (16 years old)
Registered office
222 Armstrong Road, Luton, LU2 0FY, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Rabinder Singh Takhar Director Feb 1965 29 Jun 2016 14 other companies
Emmia Louise Stratford Director May 1982 23 Apr 2018 12 other companies
Liam Leo Mcshane Director Dec 1957 1 Mar 2021 7 other companies
Tatiana Korenkova Director Jan 1972 25 Feb 2022 10 other companies
Liam Leo Mcshane Secretary Not published 1 Mar 2021 –

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
25
closed down
8
went insolvent
3

In the full report: all 25 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • The 3 that went into liquidation or administration
  • The 10 on the FCA register, including one no longer authorised
  • The 12 companies these 4 directors run together
  • All 6 people who have ever been directors, with their dates
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Filed accounts and finances

18 months to 31 January 2026Full accountsAudited

Profit before tax

−£455k

Not compared: the previous accounts cover a different length of time

Total equity

−£1.17m

Down £1.17m from £1

Cash at bank

£3,305

No earlier figure to compare

Employees (average)

0

Same as 0

Total equity is negative: on its last balance sheet the company owed £1.17m more than it owned.

The previous accounts cover 12 months, so turnover and profit are not compared with them.

Total equity

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 07365926. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Orchard Bond Finance’s history from the FCA register and Companies House, newest first.

2021

10 December 2021

  • Orchard Funding Group PLC took control (75–100% of shares)
  • Rabinder Singh Takhar gave up control

Companies House

17 September 2021

  • Orchard Funding Group PLC gave up control

Companies House

14 September 2021

  • Orchard Funding Group PLC took control (75–100% of shares)
  • Rabinder Singh Takhar took control (75–100% of shares)
  • Ravi Takhar gave up control

Companies House

6 September 2021

  • Changed its registered name from "CRM Associated Limited"

FCA register

2018

6 June 2018

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2016

6 September 2016

  • Ravi Takhar took control (75–100% of shares)

Companies House

2012

1 August 2012

  • Board replaced: its only director left and a new director took over

Companies House

2010

6 September 2010

  • Incorporated at Companies House

Companies House

In the full report: all 26 events

  • All 26 events in its history (12 shown here)
  • Every director appointment and resignation: 12
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Firms connected to Orchard Bond Finance

Other FCA-listed firms that share a director, phone number or address with Orchard Bond Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
9
share a director
9
share its phone number
7

In the full report: all 9 connected firms, named

  • How each is linked: shared directors (9), the same phone number (7), the same postcode (9)
  • Who links each one: the named directors, with dates
  • 1 past link through former directors
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Firms like Orchard Bond Finance

Other firms of the same type (lender), nearest first.

In Luton

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Orchard Bond Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 25 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 26 events in its history
  • 9 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Orchard Bond Finance PLC FCA authorised?
Yes, Orchard Bond Finance PLC (FRN 733619) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since June 2018 and works as a lender. The FCA has placed no limits on its permissions.
What is Orchard Bond Finance’s phone number and website?
The FCA register lists the phone number 01582 280140 and the website orchardfundinggroupplc.com for Orchard Bond Finance. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 7 other FCA firms.
Is Orchard Bond Finance a scam or clone?
Orchard Bond Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Orchard Bond Finance?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Orchard Bond Finance handles your money, so check the specific product before you commit. You can also refer complaints about Orchard Bond Finance to the Financial Ombudsman Service, free of charge.
Who owns Orchard Bond Finance?
Orchard Bond Finance is owned by Orchard Funding Group PLC, which holds 75–100% of shares, since 10 December 2021. Before that, it was controlled by Mr Ravi Takhar and Mr Rabinder Singh Takhar.
Who runs Orchard Bond Finance?
Companies House lists 4 directors of Orchard Bond Finance: Rabinder Singh Takhar, Emmia Louise Stratford, Liam Leo McShane and Tatiana Korenkova.
How long has Orchard Bond Finance been in business?
The company was formed on 6 September 2010, and has held its current FCA authorisation since June 2018.
What do Orchard Bond Finance’s latest accounts show?
Its latest accounts, to 31 January 2026, show profit before tax of −£455k (not compared: the previous accounts cover a different length of time) and total equity of −£1.17m (down £1.17m from £1).
Does Orchard Bond Finance use any other names?
It has previously used the name CRM Associated Limited.

Sources and links

The full report on Orchard Bond Finance PLC

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