Cambridge Wealth Ltd

Reference number: 484175

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 18 years
Protected through the principal
No FCA actions
Active company since 2009
Accounts filed up to 31 January 2025
1 thing worth a closer look in the background checks

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
Cambridge Wealth Ltd (FRN 484175) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Cambridge Wealth's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from Cambridge Wealth, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

partnership.sjp.co.uk/cambridgewealth (opens in a new tab)
Phone number

0330 555 1970
Address

8200 Cambridge Research Park, Beach Drive, Waterbeach, Cambridge, Cambridgeshire, CB25 9TL, United Kingdom

In the full report: 3 background checks, 1 thing worth a closer look

When partnership.sjp.co.uk first appeared online, and whether it can receive email
What kind of line 0330 555 1970 is
Who else gives the postcode CB25 9TL

Other names (2)

If you were contacted under any of these names, it is this firm.

Cambridge Wealth Management (Chris Bullen) Trading name: A name it trades under now.
Chris Bullen Former name: A name it was registered under before.

FCA permissions and consumer protection

Protection through the principal firm
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name: CAMBRIDGE WEALTH LIMITED
Company number: 06952575 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 6 July 2009 (17 years old)
Registered office: 8200 Cambridge Research Park, Beach Drive, Waterbeach, Cambridge, CB25 9TL, United Kingdom
Nature of business: Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Christopher Richard David Bullen	Director	Sep 1969	6 Jul 2009	None
Kerry Anne Bullen	Secretary	Not published	6 Jul 2009	–

In the full report: every company its directors have run

Confirmation that its director runs no other company

Filed accounts and finances

Year to 31 January 2025Full accountsNot audited

Total equity

£665k

−11% from £746k

Cash at bank

£2,918

Up £1,930 from £988

Owed within a year

£134k

+16% from £115k

Assets and liabilities

In the full report: all 6 years of accounts

Every year from 2020 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 06952575. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Cambridge Wealth’s history from the FCA register and Companies House, newest first.

2017

4 December 2017

Kerry Anne Bullen became a part-owner (25–50% of shares)
Kerry Anne Bullen stopped being a part-owner

Companies House

2016

6 April 2016

Christopher Richard David Bullen became the majority owner (50–75% of shares)

Companies House

2012

12 December 2012

Changed its registered name from "Chris Bullen"

FCA register

2009

6 July 2009

Incorporated at Companies House
Christopher Richard David Bullen appointed as a director

Companies House

2008

15 October 2008

Began trading as "Cambridge Wealth Management (Chris Bullen)"

FCA register

4 June 2008

Became an appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Cambridge Wealth

Other firms of the same type (financial adviser), nearest first.

In Cambridge

Accumulate Wealth Management Group LimitedCambridgeAppointed representative Adrian WarwickCambridgeAppointed representative Alison BaylyCambridgeAppointed representative Anne St IvesCambridgeAppointed representative Aurantius Financial Planning LTDCambridgeAppointed representative Betterment Wealth LimitedCambridgeAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Cambridge Wealth

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

Every company its directors have run, named
3 background checks on its contact details, 1 flagged
6 years of accounts, charted
All 8 events in its history

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Frequently asked questions about this firm

Is Cambridge Wealth Ltd FCA authorised?

Cambridge Wealth Ltd (FRN 484175) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Cambridge Wealth?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Cambridge Wealth Ltd (FRN 484175) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Cambridge Wealth's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Cambridge Wealth, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Cambridge Wealth’s phone number and website?

The FCA register lists the phone number 0330 555 1970 and the website partnership.sjp.co.uk/cambridgewealth for Cambridge Wealth. If you were given different contact details, use these to check with the firm before going any further.

Is Cambridge Wealth a scam or clone?

Cambridge Wealth is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Cambridge Wealth?

Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Cambridge Wealth's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Cambridge Wealth?

Companies House lists 2 people with significant control of Cambridge Wealth: Mr Christopher Richard David Bullen (50–75% of shares) and Kerry Anne Bullen (25–50% of shares).

Who runs Cambridge Wealth?

Companies House lists one director of Cambridge Wealth: Christopher Richard David Bullen.

How long has Cambridge Wealth been in business?

The company was formed on 6 July 2009.

What do Cambridge Wealth’s latest accounts show?

Its latest accounts, to 31 January 2025, show total equity of £665k (−11% from £746k) and cash at bank of £2,918 (up £1,930 from £988).

Does Cambridge Wealth use any other names?

It trades as Cambridge Wealth Management (Chris Bullen). It has previously used the name Chris Bullen.

Sources and links

Its entry on the FCA register register.fca.org.uk
Its Companies House record gov.uk
Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
Report a scam to the FCA fca.org.uk