Campbell Clifford Mortgages Ltd

Reference number: 1035826

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

The Lending Channel Ltd Reference number: 626787 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Campbell Clifford Mortgages Ltd (FRN 1035826) is an AR of The Lending Channel Ltd (FRN 626787). When you use Campbell Clifford Mortgages's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Campbell Clifford Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When campbellcliffordmortgages.co.uk first appeared online, and whether it can receive email
  • What kind of line 07777 560058 is
  • Who else gives the postcode PA16 0XD
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The Lending Channel Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC845512
Company status
Active
Company type
Private limited company
Incorporated
16 April 2025 (1 year old)
Registered office
51 Drumillan Hill, Greenock, PA16 0XD, Scotland
Nature of business
  • Activities of mortgage finance companies (SIC 64922)
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Muriel Mckenzie Campbell Director Sep 1962 16 Apr 2025 None
Natalie Clifford Director Jul 1983 16 Apr 2025 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Key dates in its history

Campbell Clifford Mortgages’s history from the FCA register and Companies House, newest first.

2025

5 July 2025

  • Became an appointed representative

FCA register

16 April 2025

  • Incorporated at Companies House
  • Muriel McKenzie Campbell became a part-owner (25–50% of shares)
  • Natalie Clifford became a part-owner (25–50% of shares)
  • Muriel McKenzie Campbell appointed as a director
  • Natalie Clifford appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Campbell Clifford Mortgages

Other firms of the same type (insurance broker), nearest first.

In Greenock

GPD Mortgage Solutions LtdGreenockAppointed representativeInverclyde Chamber of CommerceGreenockAppointed representativeChristie & Co (Assessors) Ltd.GreenockAuthorisedSquared Insurance Brokers LimitedGreenockAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Campbell Clifford Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 6 events in its history

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Frequently asked questions about this firm

Is Campbell Clifford Mortgages Ltd FCA authorised?
Campbell Clifford Mortgages Ltd (FRN 1035826) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Campbell Clifford Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Campbell Clifford Mortgages Ltd (FRN 1035826) is an AR of The Lending Channel Ltd (FRN 626787). When you use Campbell Clifford Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Campbell Clifford Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Campbell Clifford Mortgages’ phone number and website?
The FCA register lists the phone number 07777 560058 and the website campbellcliffordmortgages.co.uk for Campbell Clifford Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is Campbell Clifford Mortgages a scam or clone?
Campbell Clifford Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Campbell Clifford Mortgages?
Protection works through The Lending Channel Ltd, the principal firm responsible for Campbell Clifford Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Campbell Clifford Mortgages?
Companies House lists 2 people with significant control of Campbell Clifford Mortgages: Mrs Muriel McKenzie Campbell (25–50% of shares) and Mrs Natalie Clifford (25–50% of shares).
Who runs Campbell Clifford Mortgages?
Companies House lists 2 directors of Campbell Clifford Mortgages: Muriel McKenzie Campbell and Natalie Clifford.
How long has Campbell Clifford Mortgages been in business?
The company was formed on 16 April 2025.

Sources and links

The full report on Campbell Clifford Mortgages Ltd

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