Canoe Wales

Reference number: 1010506

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Canoe Wales (FRN 1010506) introduces customers to Noble Insurance Services Ltd (FRN 305884). Any regulated advice or arranging is done by the principal, not Canoe Wales.
  • Example: if Canoe Wales refers you to a financial adviser, the advice should come from the principal firm, not from Canoe Wales itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01678 521199

  • Address

    Frongoch, Bala, Gwynedd, LL23 7NU, Wales

In the full report: 2 background checks

  • What kind of line 01678 521199 is
  • Who else gives the postcode LL23 7NU
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Noble Insurance Services Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private company limited by guarantee
Incorporated
9 March 1990 (36 years old)
Registered office
Canolfan Tryweryn, Frongoch, Bala, Gwynedd, LL23 7NU
Nature of business
  • Activities of other membership organisations not elsewhere classified (SIC 94990)

Directors and company secretaries

Name Role Born Appointed Other companies
James Martin Potter Director Mar 1973 12 Nov 2024 None
Megan Hamer-Evans Director Apr 1999 12 Nov 2024 None
Richard John Sterry Director Apr 1978 18 Mar 2025 1 other company
Michael Frederick Butterfield Director Oct 1954 25 Apr 2025 5 other companies
Stephen Matthew Wilford Director Apr 1979 7 Aug 2025 1 other company
Lisette Sheena Nixon (Dr) Director Oct 1967 19 Jan 2026 None
Antony James Morgan Director Jan 1987 19 Jan 2026 None
Suzanne Bridget Whitaker (Dr) Director Nov 1962 19 Jan 2026 None
Rhys David Ernest Green Director Aug 1988 19 Jan 2026 3 other companies

Other companies run by these 9 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
10
closed down
3
are FCA-registered
2

In the full report: all 10 companies, named

  • What each company does, and whether it is still trading
  • Which of these 9 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • All 70 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£89.0k

−15% from £105k

Cash at bank

£152k

−27% from £207k

Employees (average)

17

Same as 17

Owed within a year

£59.4k

−47% from £111k

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 02478971. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Canoe Wales’s history from the FCA register and Companies House, newest first.

2024

25 April 2024

  • Became an introducer appointed representative

FCA register

2018

1 March 2018

  • David William Wakeling no longer has significant control
  • Estate Of Andrew Jeremy Booth no longer has significant control

Companies House

2017

7 April 2017

  • David William Wakeling gained significant control
  • Estate Of Andrew Jeremy Booth gained significant control

Companies House

1990

9 March 1990

  • Incorporated at Companies House

Companies House

In the full report: all 135 events

  • All 135 events in its history (6 shown here)
  • Every director appointment and resignation: 129
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Firms connected to Canoe Wales

Other FCA-listed firms that share a director, phone number or address with Canoe Wales. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1
past link
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1)
  • Who links it to this firm: the named directors, with dates
  • 1 past link through former directors
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Firms like Canoe Wales

Other firms of the same type (insurance broker), nearest first.

In the Llandudno (LL) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Canoe Wales

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 10 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 135 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Canoe Wales FCA authorised?
Canoe Wales (FRN 1010506) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Canoe Wales?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Canoe Wales (FRN 1010506) introduces customers to Noble Insurance Services Ltd (FRN 305884). Any regulated advice or arranging is done by the principal, not Canoe Wales. Example: if Canoe Wales refers you to a financial adviser, the advice should come from the principal firm, not from Canoe Wales itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Canoe Wales’ phone number?
The FCA register lists the phone number 01678 521199 for Canoe Wales. If you were given different contact details, use these to check with the firm before going any further.
Is Canoe Wales a scam or clone?
Canoe Wales is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Canoe Wales?
Protection works through Noble Insurance Services Ltd, the principal firm responsible for Canoe Wales's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Canoe Wales?
Companies House lists no one with significant control of Canoe Wales now. Before that, it was controlled by Estate Of Andrew Jeremy Booth and Mr David William Wakeling.
Who runs Canoe Wales?
Companies House lists 9 directors of Canoe Wales: James Martin Potter, Megan Hamer-Evans, Richard John Sterry, Michael Frederick Butterfield, Stephen Matthew Wilford, Lisette Sheena Nixon (Dr) and 3 more.
How long has Canoe Wales been in business?
The company was formed on 9 March 1990.
What do Canoe Wales’ latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £89.0k (−15% from £105k) and cash at bank of £152k (−27% from £207k).

Sources and links

The full report on Canoe Wales

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